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Someone had to get fucked, finger got pointed at me. I pled it down to failure to yield the right of way. Insurance covered it all including the suit ect. Cost of that accident made insurance company force my parents to remove me from their policy and both of them and myself had to sign papers saying I would never drive any vehicle insured by that company again.
They LOVE to blame "new" drivers. I got blamed when some bitch on a cell phone who wasn't paying attention rammed into the side of my brand new (had it for six days) car.
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