BrentD,
Paycom/Epoch offers gateway services with scallable scrubbing for those with their own merchant account. Registration fees, if any, are a funtion of your merchnat bank and not the IPSP.
You can use our gateway for high risk or non-high risk processing and there is no set up fee. Your only cost is a per transaction fee.
Drop us a line or give us a call if we can be of any assitance.
[email protected]. 888-627-3888.
--Rand