GoFuckYourself.com - Adult Webmaster Forum - View Single Post - Once and for all what is the advantage and disadvantages of your own merchant account

4Pics · 03-09-2004, 03:29 PM

The way I understand it...

It used to be really easy to get setup with 3rd party (Ibill/Ccbill).
Visa then made you register and basically get approved and pay a nice fee $750. Since that point it pretty much was the same work to get approved with them as to get a merchant account.

The only reason now to run through them is because you have really bad credit. Why pay 12-15% when you can pay 5-7%?
Granted now to get a merchant account it requires you to do 100k a month so that pretty much eliminates the small guys from getting one for a paysite.

If you sell merchandise you are a fool to not have a merchant account.

03-09-2004, 03:29 PM
4Pics Confirmed User Industry Role: Join Date: Dec 2001 Posts: 7,952	The way I understand it... It used to be really easy to get setup with 3rd party (Ibill/Ccbill). Visa then made you register and basically get approved and pay a nice fee $750. Since that point it pretty much was the same work to get approved with them as to get a merchant account. The only reason now to run through them is because you have really bad credit. Why pay 12-15% when you can pay 5-7%? Granted now to get a merchant account it requires you to do 100k a month so that pretty much eliminates the small guys from getting one for a paysite. If you sell merchandise you are a fool to not have a merchant account.