I'm in Australia, we don't have a credit score. The credit record system here only lists
- enquiries (eg "Bank ABC enquired regarding a loan of $100,000")
- defaults
...for the past 7 years.
The company I applied for the card with didn't request any extra documentation either, all they had was the figures that I put onto the application.
=^..^=: My mum wanted to raise her card limit from $1k to $2k a couple of years ago. Even though she had been with the bank for 20 years and had never defaulted or overdrawn they made her fill out an application form that asked detailed questions about her income and means to repay. Fucking idiots. My own bank regularly sends me invitations for preapproved limit raises by entering a special code onto the web site.