Very good points Charly. I'm also not a fan of censorship but has anyone considered this:
Man goes out to dinner with his wife/husband and pays with his credit card. Waiter writes down the credit card number then goes home and uses it on [adult site of the week].
Wife/husband gets the credit card bill and sees a charge for $19.95 from [biller of choice].
Wife/husband calls [biller of choice] and is told it is for a subscription to a website. Wife asks what website and is told [adult site of the week] - after all it is their credit card, they have a right to know what it was used for.
Wife/husband waits for Man to get home and grills him about visiting [adult site of the week].
After all the screaming and yelling is over and going through the browser history on the computer (no one clears their browser history until hard drive is full) Man is able to convince wife/husband that he didn't visit the website.
Man and wife/husband are livid and call credit card company to do chargeback, write nasty letter to credit card company about how easy it is for credit card to be used on [adult site of the week], calls newspaper to complain, writes to Oprah, Dr. Phil and discusses it in the church group.
Credit card company receives inquiries from all the above and concludes that [adult site of the week] and all those like it are the root of all evil and feels that this is damaging their brand name.
Voila! Censorship! When they should really be going after the waiter! But that would require a great deal of time and resources and cooperation from everyone between the biller (who has the user's IP address), to the ISP (who knows who logged in at that specific time and got that IP address), to the court (who would most likely have to give a court order for the ISP to release the waiter's personal information - and hope that it's valid), then who is responsible for pressing charges? The card holder or the credit card company.
All too much trouble, it's much easier to put the burden on the processor while trying to get [adult site of the week] and all others like it outlawed.
It's a cruel cruel world out there!
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Darryl McDade
Merchant Relationship Executive
Verotel Merchant Services BV
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