Wow, I can't believe he even tried. That is one of the oldest tricks in the book and used to work prior to banks (supposedly) changing the checks so they can't do it anymore.
I used to hang out with a few ruffians back in high school (10 years ago, young and stupid lol). They used to do that often and that was about the time the banks cracked down. Prior to that, people had been doing it for a long time.
I'm truly shocked the bank didn't catch it. Sorry RAM, that sucks and I would be looking for a new bank. That is elementary fraud control.
