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Chargebacks occur at FDR (First Data) for less than $25.00. First data currently does the large bulk of all IPSP business, although that is set to change here very soon. CCBill does not run their charges through FDR but they too have chargebacks for less than $25.00
Upselling, whenever there will be multiple charges from the same source on a credit card gets extra scrutiny from the consumer and the banks. Be it cross-selling, or upselling within the member's area the level of chargebacks is always higher with these products. You have to have a strong product behind them backed with good customer service or you will quickly butt up againt 1% if you push any real volume.
I have been told in the past by a few different folks high up in the IPSP chain of command that chargebacks increase incrementally by the raise in pricing point. With the exact same product you will see higher chargebacks the higher your price point. Many IPSPs will not take charges over $50 as they have found that consumers "see" those charges alot more than usual and the visibility results in significantly higher chargebacks.
That was a very informative read Rick, too bad instead of reading it yesterday we instead had to take that 5 hr detour through mudfields to get here. GFY needs it drama I guess.
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