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I'm sorry you are going through that, but the fact is: you drive without insurance, you are breaking the law (in most states) so expect to get stung.
I used to drive a pile of shit with a value of 1500 and yet I paid 120/month and I was 30 at the time, no tickets, lived in a super nice area (they rate according to the zone you live in as well)....
Insurance companies suck, but you need to pay! I learned that the hard way when I lived in an apartment over in N. Lauderdale 8 months ago and had it broken in to...... my brand new laptop, cameras, cellphones, checkbook, etc were stolen. I now have insurance on everything!!! Yeah, it IS a rip off, but sort of one of those things you need. If I would have paid for renters insurance, I would not have been out of over 7k worth of stuff without any replacement money. My boss was kind enough to purchase and loan me a laptop to use soley at home, etc, but I learned my lesson. I'm now insured up the ying yang!!!! Car, Home, Health, Life, etc.
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