http://www.wired.com/news/business/0...opstories_html
P***** husbands who don't have the nads to admit what a charge was for are behind the problem and the real cause of it. We have always known this. Their wives say *what is this charge for?* and they go *uh, ... I have no idea.*
To quote from above article:
***But there are still hiccups on the fraud front. Ironically, it seems that the customers, not the site owners, have become the leaders when it comes to ripping people off. Porn sites must fight an eternal battle against subscribers who engage in "friendly fraud" by spawning "chargebacks," Boyer said. They pay to look at dirty pictures or video and then run to their credit card company claiming they never authorized the charges. (The practice is also known as the "gak factor" because of the word husbands utter when their wives ask about their credit card bills.)
"We're the naughty adult industry," Boyer said. "Visa is never going to side with us, no matter how much evidence we have that the customer is full of it." ***