Snow do exactly what Kimmy Kim said,
when you get a denial from CC Bill make a page up for your backup and tell them you want any denails to get forwarded to that page.
Perfect, all you need to do.
Yes you should have a backup
No you wont be able to give credit to webmasters
Unless you buy a software for your entire system that enables you to give credit on both processors.
SNow that is what we just bought remember I told you about it, a denial will go automatically to backup processor and NOT only give them another option, BUT all their info will be already in the next join form.
Plus we give credit on both processors to our webmasters.
But definately use a backup, Epoch or iBill or whoever, CC Bill as your primary is good, cause I think they have the best partnership stats package for webmasters.
Good luck bro, hit me up on ICQ if you need any other questions answered.
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Cash4Blind
VP, Marketing & Operations