Napolean

when I was 17 I had to go to some psychologist (parents made me).. anyways I went for a few months then started BS'ing so I wouldnt have to go anymore.

few months later my mom and I both get one of those certified letters and it turns out to be a lawsuit.. the psychologist said I never paid a co-pay charge (he never asked and I didnt know), and sued both me and my mom for $250 each.

fucked up part is the court we were supposed to go to was in cleveland.. and we lived in dayton, so needless to say, I didnt goto court and never paid it.

my mom tells me she ended up paying over $750 for the lawsuit and court fees.

the doctor waited until I was 18 before he sued us, and it ended up going to my credit report as some kinda of deliquent payment or somethin..

either way, I cant get credit cards, cant finance a car, cant even get a small loan..

but now I am 21 and I heard that I could get the lawsuit expunged because I was still living at home at the time of the lawsuit, and because it was under my moms insurance.. and the fact she paid, also I should have never even had the lawsuit filed against me.

so does anyone know how I would go about getting this off my credit report?

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