07-03-2004, 09:51 AM
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Confirmed User
Join Date: May 2004
Location: On the Sun
Posts: 311
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Quote:
Originally posted by adultwpc
"That was answered earlier in the post."
so ARE YOU LICENSED OR NOT? Who is behind this organization? Are you owned by a bank? Affiliated with a bank? Or, are you located and/or doing business offshore?
"We would look at the site to determine if the request from the customer is legit."
What does that actually mean? If a site promotes 'hardcore' content, and the customer chargesback, claiming the site was not hardcore ENOUGH, how do you resolve this matter? What guidelines do you use?
"The customer is using a WebPassCard to access porn."
This will still not prevent a chargeback! The customer is basically buying some 'credits' from your company, and you pass along these credits to merchants, per the customers request. The customer can still chargeback the 'credit' purchase....If you get enough of these, your company will sink...
Which merchants do you think will pay 17.5% to come to you? Those with no other choice (probably cause the have a lot of chargeback issues to begin with)...so you will get all these merchants who are vulnerable to chargebacks, and you will get hit with all these chargebacks, and, again, sink...
I don't know, this doesn't add up to me...pitch me on this idea....tell me why I won't get fucked by using your services..
"WebPassCard underwrites their own chargebacks. A credit card was not used."
Who is behind the company, that has the resources to insure that the company won't collapse due to excessive chargeback costs? I don't understand, a customer has a MAXIMUM of 3-6 months to file a chargeback claim. What you are doing, again, is having customers purchase credits, via CC...so a CC was used at YOUR site, not the merchants....a Chargeback can still be claimed.
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