Quote:
Originally posted by C_U_Next_Tuesday
it wasnt good..but it wasnt bad either.. these cards are like 10 to 15 years old.. when you are late a payment or two here and there over the time.. they jack that shit up..as you well know.
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For years we were making enough money for our toys plus able to put two girls through college and savings and retirement. 9/11 came and I really didn't think anything about it but a few companies bellied up and I just thought I would get more accounts. Meanwhile I was using our savings to pay bills and we kept the same lifestyle plus paying employees and rent. Then a partnership went bad and I depleted our saving account with lawyer fees and I started to use credit carts to keep the business a float.
Funny thing for the last year I been thinking about dept reduction services and always heard bad things about it. Honestly it is has been a nightmare, one day late and cc raises your low interest rates up to 24.99 percent from 4.5 percent. I was able to reduce some cc interest rates just over a flaw that the same company sent me a pre-approved new account letter.
Still hanging in there but and not ready to beg and some jobs that pay are coming in and with the url posted above I managed to lower are dept and hubby is finally understanding that until I make more money, we rely on his.
