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Just spoke to my rep at Ibill.
From what they say there "May " be a $1,500 set up fee ( they said they may cover half of this as we have already paid for visa .. ) for the Merchant Account, You will not have Terminal access, You will be the guarantor! so Yes you can be TMF for this account causing any other account you hold to be TMF as well!
Good news, you MAY be able to get your user database from them ( if you are lucky ) and move that to another ISPS.
As per him, money has started to come into the account from First Data an they will start to distribute that as soon as today ( did not say how much or who to )
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