They pay me on time every time. I don't have much traffic though. They even threw in a couple bonuses for me before because they said they liked dealing with honest webmasters. Fine by me. One thing I like is that they email you to verify the amount they owe you at the end of the period so you know when to expect your check.
They're still offering the ATM card, but I've never signed up for it. Once you log in to your stats you can choose your payment method there. Minimum payout for the ATM card is $300.00. I think there is a $100 yearly fee to use it.
If you want to give them a try, feel free to use my link:
http://php.offshoreclicks.com/cgi-bin/ref.cgi?evildick
;)