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keep a copy on your HD.
Then copy that to an external drive
Have at least 2 computers.
If you host deleted everything by accident you have a backup on your HD to upload. If your HD is formatted then the data is still uploaded etc...
What are the odds your host deletes your stuff + your HD fails?
slim to none that will happen at the same time, but if it does, you have your backup comp and external HD or zip disks etc...
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