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Old 06-05-2002, 05:05 PM  
yys
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Join Date: Aug 2001
Posts: 1,922
I'm not sure how credit ratings work down there but it's better to pay them off and just have them on your credit record as late payments then if they were to write them off and give you an R7 rating which will pretty much fuck you good unless you have large sums of liquid assests. Thats my
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