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Originally Posted by directfiesta
This is pretty sad situation.... but obviously he didn't have the maturity to enter in such a deal.
Anyway, I am no lawyer, and you can quote me on that ...
But, by cancelling his "services", you sort of shot yourself in the foot ... You "repossed " your software and could have sold it to another party, reducing your lost .... That lost you could have tried to recoup from Ray.
Just think of a car payment. They take the car, sell it, deduct the proceed from the loan and go after you for the amount remaining.
Ray, collection agencies are loosers.... and your only worry is if you receive a court procedure ( not a lawyers letter, that is bs also).
Would be nicer if both would clean the table and close the subject.
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See if there was NO written contract it's going to be real tough for the CA "collection agency" to collect. They can try of course but any negs they put on his CB, he can dispute and they can't verify as there is no paperwork, etc.
I bet money Mark has already violated the fcra and all this claimant has to do is get counsel.