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Depends on what type of affil program you want to run.
Most cash intensive up front is Pay Per Signup -- going rate is $30 - $35 Based on experience, make sure you have at least 6-9 months worth of payouts in the bank until your rebils replenishes your bank account.
For partnership -- your startup is way less but you may want to invest at least 5K in free content/webmaster freebies to incentivize them to try your partnership program. These are the most numerous types of affiliate programs, so you need to stand out from the crowd by offering $ bonuses, free weekly content, hosted galleries, etc whatever incentivizes people to sign up for your program. Ultimately it depends on how well your site retains.
Programming: If you're running a partnership, epoch, ccbill, ibill, most of the big billers out there have their own plugin affiliate system.
If you're going to be building a pay per signup system, try Clickman.com I know of other cheaper outfits but it depends on the box you're going to run--budget at least $3K for this.
There are other costs: content to giveaway, programming costs for building webmaster tools, etc.
I hope this helped. If you need anymore help, just ask here.
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"If you hate a person, you hate something in him that is part of yourself. What isn't part of ourselves doesn't disturb us." -- Herman Hesse
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