Originally Posted by punkworld

When someone is in shock because of a terrible accident and makes a request you find ridiculous, you politely decline or, if possible, just ignore it.

Nobody is forcing you to pay, and nobody is forcing you to view their request as a personal attack either. You could have just posted in their thread with a "Good luck etc", and be done with it. I'm not saying people should be giving money, or that it is a smart idea not to have health insurance, I'm saying that right now is a really, really bad time for attacking those involved.