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First off, you probably want more than one processor. We've found that using a second processor can increase sales by about 15%. Also, having a second processor gives you something to fall back on when your primary has problems.
I'd suggest looking around at what other people are using. Pay special attention to who the big sites use, there's probably a good reason they're using who they are.
IBill is unreliable and has poor client services. Their affiliate program is seems geared for larger players. For approved
transactions they are by the best. Our numbers with iBill are
about 20% better than CCBill or Epoch. They offer credit card, US/Canadian check, and web900 billing.
CCBill has wonderfully responsive customer service. Their affiliate program seems to be designed for small sites. Its easy to set up but not very flexible. They're scrub rather hard so the absolute numbers you'll see aren't as good as IBill. They offer credit card and US check billing.
We haven't used Epoch in a while but they they're good to work with. They allow some very nice customization of the signup process such as multiple site subscriptions on the same signup page. They seem so scrub very hard.
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