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Sorry Keyzer, no offense to you or anyone, but people are generally tired of fees for every little thing, but especially where banking is concerned. The major banks have all instituted little fees for just about everything..... you write too many cheques in a month -- fee. You use another bank's ATM to make a cash withdrawal -- fee. At some banks if you want to actually deal with a real live teller, guess what? --- FEE.
But one thing I do know is, I deal with two banks locally, and have on occasion needed to get my ATM cards replaced. One was lost a few years ago, the other one wore out. Neither one charged me any kind of fee for replacement.
"Rules are rules" as you said, but some rules are just plain wrong, some are even outrageous. Rules can be changed.
As far as customer support goes, many customers are frustrated when they call, many will come across as dicks, that's a given. What's not a given is to get great customer support and problem-solving in the face of attitude. The question is, does the company want to be perceived as being one that goes above and beyond expectations?... or is it happy to tell angry frustrated customers to "deal with it, rules are rules"?
Cheers.
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