Quote:
|
· IPSP?s are required to provide Visa with monthly sales, chargeback and credit data for their review, by Sponsored Merchant and down to the URL of each Sponsored Merchant site. Sponsored Merchants who are out of compliance on chargeback and / or credit ratios may be terminated at Visa?s discretion. Please Note: Your ratios at all IPSP?s will be evaluated by Visa.
|
In the above quote, they talk about "credit ratios" as well as chargeback ratios. I thought that paysites used credits (returning people's money voluntarily when they complain) to stop chargebacks. Has Visa always looked at credit ratios and what is the acceptable ratio of credits that a paysite can have?