Check this out: [from the FAQ]
Under the new regulations, IPSP?s are required to provide VISA with each Sponsored Merchant?s monthly sales, chargeback and credit data for each of the Sponsored Merchant?s billing URL?s. After review of this information by VISA, the Sponsored Merchants who are out of compliance on chargebacks and/or credit ratios may be terminated at the discretion of VISA. What are VISA?s ratio?s and have they changed?
VISA?s ratios for MCC5967 are as follows:
1% for Domestic Consumer Generated Transactions
2.5% for International Consumer Generated Transactions
These ratios have been in effect for some time now, and each IPSP is responsible for its Portfolio?s compliance to these governing ratios.
It is the responsibility of each VISA IPSP?s and Sponsored Merchant to remain compliant with these rules and help protect the VISA brand.
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So if you have more than 1 chargeback per 100 sales you're fucked? Hmmmmmm... "free" trials chargeback more than this rate, no?
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