I stated something very similar to this in another thread, but I think it bears stating again.
Several webmasters today have put the blame for charge backs on the surfer and ultimately this is a correct accusation because it is the surfer that charges back.
I have checked out many pay sites from the password sites and password links. I am amazed at how bad some of these sites are and the "false advertising" that precedes them. The majority of them seem to use the same plug-ins and/or have the same tired, over exposed content. In other words one site is pretty much the same as the next, and some of them are just piss poor. I don't know how many of them will easily refund money or how easy it is to get a refund from 3rd party processors, but if I were a surfer and I had signed up for some of the shit I have seen, having been convinced by the "exaggerated" advertising that some of these sites use, I definitely would want my money refunded. If I signed up for a site and the content was much the same as another site that I had signed up for, once again I definitely would want my money refunded. Some webmasters have stated that there are unscrupulous surfers that sign up, get off and then charge back. I am sure that this happens. I have heard webmasters state that the surfer that does a charge back can never use that credit card online again. I don't know if that is true or not. My bottom line point is this. I think that if there is honesty in advertising a site, then the surfer is far less likely to be disappointed and ask for a refund, or do a charge back. Some of the sites are so bad that if they told the truth in advertising their site they would not get a sign up in the first place, so they lie. It is these types of webmasters and these types of sites that have made things a little more difficult and in part have given the business a bad name and should be weeded out. I think it will be a better business and a more profitable business for those webmasters and sites that survive. My
