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Well, someone earlier brought up a good point. This brings to mind another question:
What is to stop Visa from just handing out FREE money to the customers whenever they feel like it, and charging the webmasters back for it???
If they don't make every effort to stop customer fraud... and put all the heat on the webmasters, what kind of business is that?
That just isn't right.
I feel that the customer should be responsible for something.
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