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"hi, there's a charge on my statement i don't recognize from ccBill"
"have you done business with ccBill before?"
"yes, but not for 12345"
"alright, well send us a letter and we'll initiate an investigation. in the meantime, contact ccBill and see if you can find out anything else"
getting around the descriptor goes one step further in deceiving the customer. it's along the lines of those "free" 30 min passes.
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