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psyko514 - so what kind of proof would you accept showing that the member did actual signup? Since this a "non card present" charge, then having the cvv2 would help? (signature is kind of hard with old out of date credit cards - would need smart cards to do that).
Or is the real thruth that no matter what the merchant says his word means nothing, simply because his account is lable "ADULT merchant" in the visa system?
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