Cal, you have hit the proverbial nail on the head.
I've NEVER been able to understand why Visa/MC are so willing to let their customers "charge back" without any questions at all. Essentially they are saying "No valid purhcases have ever been made over the Internet".
Pskyo, enlighten us. Why are the major CC banks so quick to let their consumers perpetrate fraud?
My favorite excuse "Oh, I didn't know I was signing up". As if the join page, the username selection, AND TYPING IN YOUR CREDIT CARD NUMBER wasn't a big clue.
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