Interview with Ruth from Paxum - GoFuckYourself.com

Sid70 · 12-13-2010, 04:29 PM

Okay, as many of you know I've been around for long time and been doing mostly web designs, but things change and I decided to start doing some writing. Being a fun of online payment systems I decided to give it a try talking to Ruth from Paxum.

Many say Paxum.

The dust is still in the air, but it's clearly visible something is shaping up out there. Started as 'pill'-named brand with a basement type guy rep on GFY this company is literally galloping around to pursue it's obvious goal ? getting the industry to know, they are here to walk in and stay, to make it real alternative to ePass(ed)porte. No other alternative company has made a more sounding buzz then Paxum did so far. That's why I would like you to welcome Ruth from Paxum here.

Ruth, this is the most important question, why the heck Paxum is the name? Is this just a long forgotten domain name you just randomly picked up, or there is certain mind blowing strategy behind it?

There's something in each name. It isn't a forgotten domain but rather entirely new. We needed something that was simple and yet would stick in people's minds; something original, and that's how the name 'Paxum' was born.

There is more to the story of course, PAX means peace in Latin, that?s why we have our logo in the shape of a Roman helmet. The message here is that, after all the problems people had in 2010, Paxum is here to give you peace of mind and to be a trusted secure name that is also easy to remember.

I don't mean to be rude but thanks that you made your other guy virtually do a 'haircut', I'm not negative but some people noticed that when you started on GFY. I mean an avatar he used. In some way I may think about well planned marketing again, did you mean to make Paxum be spoken about by any means?

ANSWER TWO - Well, nobody made Al change his avatar. He received his Paxum card and put a picture of that up instead, a perfectly logical choice. Considering we live in the year 2010 I do find it remarkably surprising that some people can focus on silly little things like a haircut and consider them a 'big deal'. As far as planned marketing goes; no, Al did not grow his hair that long in order to create a 'fuss' on the forums about Paxum.

As of today I can certainly say you are feeling the market and getting webmasters choosing you and voting for sponsor usage of Paxum. What is the main reason for webmasters to choose your services, lowest fees may be?

We have competitive fees and generous limits. Our commitment to excellence in customer service and support is also a strong reason many webmasters are choosing to use Paxum as their payment method of choice. We have already established a broad base of diverse sponsor programs and other resources; such as hosting providers, design companies, traffic brokers, and other useful webmaster services.

We are constantly growing with more businesses and personal accounts being signed up every single day. This in turn provides even greater versatility when using Paxum for payments; particularly with our very low-cost instant P2P payment option.

It's not a secret many webmasters are based outside of the States, and though many still post on the board using cyber English some may find it hard to call US support on the phone. This is where Paxum made it easier. Sometimes there is a need just to vent in ICQ and get urgent thing done immediately, imagine time zone difference,
language barriers too. Do you think it's making a standard now to have all support means ready for the clients? Ticket system, Phone and ICQ?

We strive to provide the most comprehensive customer support we can. We respond promptly to questions and issues and our support is available through all the above-mentioned options in order to best serve our clients needs; no matter where they happen to live.

We take great pride in the way we handle support, and we believe this is the way it should be done since this is the best way to satisfy our clients. We hope that others will follow suit for the sake of webmasters everywhere.

It seems to me that you have chosen to grab webmaster crowd first, do you have plans for vendors? Say, as a web designer I would like to collect payments of any type available, credit cards, wires, paypal and other alternative payments. Do you have a plan to create an electronic currency exchanger for this purpose?

We have quite a few web designers already using Paxum. In fact, since we opened we have seen an influx of both business and personal account applications. We have many webmaster resources and other vendors already offering Paxum as a payment option. One of the ways we help to make things easier for our clients is with the option to apply for the prepaid Paxum Mastercard as soon as each account is verified, even without any funds in the account. The Paxum Prepaid Mastercard allows you to make purchases anywhere in the world where Mastercard is accepted. Our clientele have the freedom to receive and send payments via their Paxum account, and easily make payments through P2P transfers or with their Paxum Mastercard, which is also accepted for Paypal payments and invoices.

Our strategy was not directed at webmasters or vendors. In terms of sheer numbers, the webmasters are definitely a larger part of our client base, which certainly is the norm in today's marketplace. We have worked out deals with some well-known producers and other vendors, and as a result we have experienced a large number of webmaster sign ups. Conversely, many webmasters looking for an alternative payment method when the former Epassporte shut its doors, jumped on board with us and asked their sponsors to add Paxum as a payment method. We are currently improving our current service, and in the near future we will allow adding funds from credit cards as well as other methods.

It's more of my interest to know about your functionality rather then certain procedures, but still why do you differentiate clients on country basis and require more supportive documents to open an account then any other company?

The requirements we have in terms of documentation are part of the new security measures everyone has to face, especially after the demise of other programs similar to ours. The new KYC (Know Your Customer) rules are very strict, and they aim at repelling any type of fraudulent activity. This has been a recurring question from our clients, and though we understand their concern and their will to protect their privacy, our clients approve of our security measures, and they are confident in our non-disclosure policy.

As far as the actual documentation required, we have the same standards for the entire world. The only difference is that for Canada and the US, a driver's license can be considered sufficient, but an international passport is preferred, just like everywhere else.

I once was a victim of an ATM fraud with Epassporte debit card. It took a lot of time and efforts to resolve the problem, that's when actually a $300 a day insured withdrawal limit was set. What measures did you take to protect your customers from that?

Our system provides a simple way of preventing ATM fraud. We provide 2 accounts, a main account ewallet, and a card account. For the funds to be available on the card, the user must transfer them from the ewallet account to the credit card account. Our users have understood the advantage of this system, and they only transfer funds to their card
before they are ready to withdraw them. This will almost entirely eradicate the chances that the compromised card will give someone else access to the funds. Still, our procedures do account for the possibility, and we are prepared to fully investigate any suspicious account activity.

Since you have peer to peer transfers implemented already, do you have a refund/chargeback resolution policy? Or peer to peer transfers within Paxum are considered final non reversible?

If anyone has an issue or concern with a Paxum P2P payment they have sent or received we suggest the clients try to resolve the dispute between themselves in an amicable manner. If the situation seems unresolvable then we suggest they contact our customer support department who will look into the matter. We will to help resolve any such dispute after a full investigation into the facts.

Our policy is to act as a mediator in these cases, rather than a policeman. We have found that in the vast majority of cases this causes a faster and more amicable resolution that is fair to both parties. We prefer not to force any user to surrender any funds, and knowing exactly what happened and where it went wrong helps us to prevent any future incidents.

Imagine Paxum to become a billing solution too, what would you do first to make customers choosing you?

With the ease of our P2P transfer system we are already an excellent way for companies and individuals to send funds to each other for services or goods received. All forms of P2P are accepted; business to personal, personal to personal, personal to business, and of course business to business. Our low fees and instant transfers along with immediate access to funds provide an efficient way for both business and personal users to manage their online payments.

Sid70 · 12-13-2010, 04:30 PM

I'm certain that webmasters want you to keep fees low, support level high, and funds protected. Are you insured and what is the maximum amount loss you are able to cover?

We maintain 100% of the funds deposited into Paxum accounts, plus an additional 10% of the company's own funds to ensure fast and easy cashflow. We have learned many lessons from recent failures of competing programs, and every day is another lesson for us. To answer webmasters who worry about the availability of their funds, we keep all funds within the company, and therefore we are always liable when it comes to liquidity, as opposed to other programs. Furthermore, we carry a 10% excedent that is part of our funds.

In addition, our company is incorporated in Canada, and we are registered with the local authorities, a detail that we find very important. Everything we do is in plain sight, as we have absolutely nothing to hide, and local laws allow for anyone to inquire about our company. Insurance policy for all the funds is extremely expensive and would make the overall Paxum fees much more important. We prefer to allow anybody that wishes to have an insurance policy to do so and we fully cooperate with their insurance company in the event that any company or individual wants to pay the insurance premium for their own policy.

Thank you, Ruth for taking a minute with me here, wish you a good productive day, keep us informed about new products you are inventing and offering soon.

Thanks for your time Sid, and also thanks for the opportunity to share more about Paxum with your loyal readers!

You may take a look at other articles I did http://sidandrews.wordpress.com/, several of them have been used in Online and Print media such as Ynot and EAN.

Sid Andrews
http://halifaxo.com
Owner & Everythng Else
Skype: Halifaxoteam
Text me to: (786) 322.2216

ThumbLord · 12-13-2010, 04:36 PM

hmmm, RuthB is just another rep fighting for their commission and heh Ruth are you from the beautiful island of St. Kitts btw?

RuthB · 12-13-2010, 04:41 PM

Quote:

Originally Posted by ThumbLord

hmmm, RuthB is just another rep fighting for their commission and heh Ruth are you from the beautiful island of St. Kitts btw?

Nope, not from St. Kitts. I was born and raised in England.

loreen · 12-13-2010, 04:41 PM

Quote:

Originally Posted by Sid70

There is more to the story of course, PAX means peace in Latin, that?s why we have our logo in the shape of a Roman helmet.

Oh, now I see it

ThumbLord · 12-13-2010, 04:50 PM

pax means peace in latin.
paxum?
will have to check with my wife tomorrow her latin is really good, mine sucks

fatfoo · 12-13-2010, 04:52 PM

Quote:

Originally Posted by Sid70

PAX means peace in Latin, that?s why we have our logo in the shape of a Roman helmet.

For me, the helmet would symbolize defense and armor. I don't think it's a symbol of peace. Good luck!

Yngwie · 12-13-2010, 04:53 PM

As for the question that related to me.. No, I did not grow my hair in order to create anything. Actually, I've had long hair since I was 14. no plans of cutting it any time soon. Also, I didn't change my avatar for any reason.

ThumbLord · 12-13-2010, 04:58 PM

you are a true hippie Al, just keep it that way.
how on earth can you work as a real hippie ( dying breed ) for a company llike Paxum?
just think about it as we all know the company will be probably a failure?
Why on earth are all the sheep so obsessed with this company.
there are so much alternatives.
It makes me really wondering to be frank.

last bump from me.

RuthB · 12-13-2010, 05:14 PM

Quote:

Originally Posted by ThumbLord

pax means peace in latin.
paxum?
will have to check with my wife tomorrow her latin is really good, mine sucks

Yes, Pax means Peace in Latin. You could always Google it

Quote:

Originally Posted by fatfoo

For me, the helmet would symbolize defense and armor. I don't think it's a symbol of peace. Good luck!

Well you're actually right and wrong at the same time there fatfoo.. it is a symbol of peace; peace of MIND.

ThumbLord · 12-13-2010, 05:16 PM

do not have to google it girlie, I had a good education which included Latin and Greek ( old language )

If you want to start a war, just tell me so.
I am gonna need the beauty nap and after that I am ready for you

baddog · 12-13-2010, 05:20 PM

Sid: Where are you from?

Quote:

Originally Posted by ThumbLord

pax means peace in latin.
paxum?
will have to check with my wife tomorrow her latin is really good, mine sucks

I know Latin and yes, pax means peace. I can not think of a way that paxum would be a Latin word, even if -um is a true suffix. Maybe past tense?

RuthB · 12-13-2010, 05:23 PM

Quote:

Originally Posted by ThumbLord

do not have to google it girlie, I had a good education which included Latin and Greek ( old language )

ah okay.. sorry I was just basing your Latin knowledge on your own comment from this thread....

Quote:

Originally Posted by ThumbLord

pax means peace in latin.
paxum?
will have to check with my wife tomorrow her latin is really good, mine sucks

----

Quote:

Originally Posted by ThumbLord

If you want to start a war, just tell me so.
I am gonna need the beauty nap and after that I am ready Ruth

um.. nope, just wanted to answer the question regarding Pax meaning Peace

ThumbLord · 12-13-2010, 05:23 PM

no I do not think so Baddog.
that is why I will ask my wife tomorrow since I am very rusty at Latin.

Vegas Ken · 12-13-2010, 05:56 PM

Who owns Paxum?

Chris · 12-13-2010, 05:58 PM

Quote:

Originally Posted by Vegas Ken

Who owns Paxum?

Octav Moise

He will be in vegas with us

JFK · 12-13-2010, 06:00 PM

not to split hairs, But Amex has the Roman warrior as a trade mark, will this not be a trademark violation ?

"PAX means peace in Latin, that?s why we have our logo in the shape of a Roman helmet."

baddog · 12-13-2010, 06:43 PM

Quote:

Originally Posted by JFK

not to split hairs, But Amex has the Roman warrior as a trade mark, will this not be a trademark violation ?

"PAX means peace in Latin, that?s why we have our logo in the shape of a Roman helmet."

I have never bothered to look, how similar are they?

JFK · 12-13-2010, 06:51 PM

Quote:

Originally Posted by baddog

I have never bothered to look, how similar are they?

If they mean The styleised P then not very, but thats the only one I can see ? I was just going by the description

Sid70 · 12-14-2010, 01:43 AM

Forgot to ask about debit card custom design, that would be awesome

CaptainHowdy · 12-14-2010, 06:42 AM

Where are the pertinent nude/semi-nude pictures of Ruth??

PR_Glen · 12-14-2010, 08:48 AM

i is dumb peace ;)

Inter-Sex · 12-14-2010, 11:20 AM

Sorry to say guys, but it's a fucking shame for the peeps
that have something to say cos "al / Yngwie" have long hair !

So you guys think really that when "al / Yngwie" have a hair cut "paxum" is more trustable or his support is better ? imo it wouldn't make a company or person better or more bad.
It may sounds fucking strange, but i wasn't aware of the fact that if a person that
like to have his hair long like a hippie is not permitted to do so.

"al / Yngwie" serious note : Have your hair how YOU like it, not how THEY like it!

And then, what if he cut his hair but decide to have it bold, he is a nazi ? (ofcourse not)
omg i can't take you serious.

CyberHustler · 12-14-2010, 11:43 AM

Quote:

Originally Posted by CaptainHowdy

Where are the pertinent nude/semi-nude pictures of Ruth??

Theres nude ruth pics? I wanna see...

Yngwie · 12-15-2010, 03:41 AM

Quote:

Originally Posted by Inter-Sex

Sorry to say guys, but it's a fucking shame for the peeps
that have something to say cos "al / Yngwie" have long hair !

So you guys think really that when "al / Yngwie" have a hair cut "paxum" is more trustable or his support is better ? imo it wouldn't make a company or person better or more bad.
It may sounds fucking strange, but i wasn't aware of the fact that if a person that
like to have his hair long like a hippie is not permitted to do so.

"al / Yngwie" serious note : Have your hair how YOU like it, not how THEY like it!

And then, what if he cut his hair but decide to have it bold, he is a nazi ? (ofcourse not)
omg i can't take you serious.

I don't change anything about myself for anyone.

Sid70 · 12-15-2010, 04:45 AM

Quote:

Originally Posted by Yngwie

I don't change anything about myself for anyone.

Even for Megan Fox?

Yngwie · 12-15-2010, 05:52 AM

Quote:

Originally Posted by Sid70

Even for Megan Fox?

Even for her.. No one can make me change anything about myself.

Sid70 · 12-15-2010, 06:21 AM

Quote:

Originally Posted by Yngwie

Even for her.. No one can make me change anything about myself.

seeandsee · 12-15-2010, 06:33 AM

paxum is great and thanks god they are here

botfurom · 12-15-2010, 06:51 AM

I hope that Paxum and ePassporte will not be the same company.

Sid70 · 12-15-2010, 07:22 AM

Quote:

Originally Posted by botfurom

I hope that Paxum and ePassporte will not be the same company.

Can you send me some nekkid pics of this beauty in your avatar? Senx.

Chris · 12-15-2010, 07:23 AM

Quote:

Originally Posted by NanoBot

Theres nude ruth pics? I wanna see...

How do you think we've gotten soo many people to sign up with paxum? ;)

its a joke...

brassmonkey · 12-15-2010, 07:25 AM

omg another praise thread.

Sid70 · 12-15-2010, 08:03 AM

Quote:

Originally Posted by brassmonkey

omg another praise thread.

How wrong can you be that wrong you are.

brassmonkey · 12-15-2010, 08:12 AM

Quote:

Originally Posted by Sid70

How wrong can you be that wrong you are.

you just feel like writing a mini book in that first post

Shap · 12-15-2010, 08:16 AM

No offense to Ruth but why didn't you interview Octav? Just being honest I don't think many people care about an interview with a hired rep.

PXN · 12-15-2010, 08:23 AM

I think a good question would be why they require so much ID, and even ID for non-card holder who just want a verify account. Come on 2 ID or 1 passport? In hell will I send anyone my passport. Selling stolen ID is surely a very profitable business online.

Even paypal the king of online money transfer, allow you to verify your account, with just a credit card and then use it for P2P or whatever you want without the need for ID if you don't want a card.

If they want more pple to use their services start making more verification available, otherwise explains to me why paypal and the like do not require Id for p2p or withdraw but paxum does. After your very bad start as a company and among other things (search paxum on this forum will be all you need) I'm sure I'm not the only one concerning about sending you guys in our IDs.

Peole can steal my credit card number, that can be fix easily. When the wrong person steal my Identity that a huge problem.

femdomdestiny · 12-15-2010, 08:36 AM

When exactly Paxum will finally add option to load money on account with credit card? too much time passed and nothing is happening as far as I am informed.

Davy · 12-15-2010, 08:39 AM

cliff notes?

DWB · 12-15-2010, 08:47 AM

Quote:

Originally Posted by PXN

I think a good question would be why they require so much ID, and even ID for non-card holder who just want a verify account. Come on 2 ID or 1 passport? In hell will I send anyone my passport. Selling stolen ID is surely a very profitable business online.

Even paypal the king of online money transfer, allow you to verify your account, with just a credit card and then use it for P2P or whatever you want without the need for ID if you don't want a card.

If they want more pple to use their services start making more verification available, otherwise explains to me why paypal and the like do not require Id for p2p or withdraw but paxum does. After your very bad start as a company and among other things (search paxum on this forum will be all you need) I'm sure I'm not the only one concerning about sending you guys in our IDs.

Peole can steal my credit card number, that can be fix easily. When the wrong person steal my Identity that a huge problem.

I bought a few identities online and used those to get a few cards. Companies like this rock for money laundering and tax evasion.

Chris · 12-15-2010, 08:51 AM

Quote:

Originally Posted by femdomdestiny

When exactly Paxum will finally add option to load money on account with credit card? too much time passed and nothing is happening as far as I am informed.

Alot is happening in regards to other load/withdraw methods

CaptainHowdy · 12-15-2010, 08:51 AM

Quote:

Originally Posted by DirtyWhiteBoy

I bought a few identities online and used those to get a few cards. Companies like this rock for money laundering and tax evasion.

femdomdestiny · 12-15-2010, 08:58 AM

Quote:

Originally Posted by Chris

Alot is happening in regards to other load/withdraw methods

And what about credit card load precisely? It should already be available month ago

DWB · 12-15-2010, 09:10 AM

Quote:

Originally Posted by Chris

Alot is happening in regards to other load/withdraw methods

2intense · 12-15-2010, 09:14 AM

Quote:

Originally Posted by brassmonkey

you just feel like writing a mini book in that first post

PXN · 12-15-2010, 09:20 AM

Quote:

Originally Posted by DirtyWhiteBoy

I bought a few identities online and used those to get a few cards. Companies like this rock for money laundering and tax evasion.

Yup heard that all the time. I bet some of those who send Paxum their ID are stolen ones as well LOL.

baddog · 12-15-2010, 09:20 AM

Quote:

Originally Posted by Shap

No offense to Ruth but why didn't you interview Octav? Just being honest I don't think many people care about an interview with a hired rep.

brassmonkey · 12-15-2010, 09:23 AM

Quote:

Originally Posted by CaptainHowdy

a fat ass clown

Sid70 · 12-15-2010, 10:48 AM

Quote:

Originally Posted by brassmonkey

you just feel like writing a mini book in that first post

Well, I guess you forgot to read preface to the interview. But hey, LOL, I just realized you think I want to convert that into Paxum How-Tos Ebook for ClickBank. NO.

LOL.

I'm a fan of writing. And i like epayments. It's my hobby. I don't even have a Paxum card myself. But I'm not fighting the obvious and seem like getting the card myself.

Sid70 · 12-15-2010, 10:56 AM

Quote:

Originally Posted by Shap

No offense to Ruth but why didn't you interview Octav? Just being honest I don't think many people care about an interview with a hired rep.

Dear God,

I thank you for hearing my voice coming down on me to enlight how wrong I was....

I could have started my message to you like that.

But I really appreciate your time taking a look into this interview. I wish you could have some time and desire to see if there is still any way to hire me out on contract for Twistys head quarter in Canada becasue new NOC fucking got me out and they declined my immigration application, and if you guys could have that done properly on time way when it was HOT i'd be working in Toronto by spring in your office.

Ok, that was my venting but still, it's an open question.

I'm still awaiting for Aziani to send me answers for my interview. I have interviewed very nice lady Camille Crimson. Mind doing live interview on Skype with you?

I hope everyone understands that no employee would give just a silly answer out but would consult management first.

12-13-2010, 04:29 PM	#1
Sid70 Downshifter Industry Role: Join Date: Dec 2002 Location: Road trip Posts: 16,413	Interview with Ruth from Paxum Okay, as many of you know I've been around for long time and been doing mostly web designs, but things change and I decided to start doing some writing. Being a fun of online payment systems I decided to give it a try talking to Ruth from Paxum. Many say Paxum. The dust is still in the air, but it's clearly visible something is shaping up out there. Started as 'pill'-named brand with a basement type guy rep on GFY this company is literally galloping around to pursue it's obvious goal ? getting the industry to know, they are here to walk in and stay, to make it real alternative to ePass(ed)porte. No other alternative company has made a more sounding buzz then Paxum did so far. That's why I would like you to welcome Ruth from Paxum here. Ruth, this is the most important question, why the heck Paxum is the name? Is this just a long forgotten domain name you just randomly picked up, or there is certain mind blowing strategy behind it? There's something in each name. It isn't a forgotten domain but rather entirely new. We needed something that was simple and yet would stick in people's minds; something original, and that's how the name 'Paxum' was born. There is more to the story of course, PAX means peace in Latin, that?s why we have our logo in the shape of a Roman helmet. The message here is that, after all the problems people had in 2010, Paxum is here to give you peace of mind and to be a trusted secure name that is also easy to remember. I don't mean to be rude but thanks that you made your other guy virtually do a 'haircut', I'm not negative but some people noticed that when you started on GFY. I mean an avatar he used. In some way I may think about well planned marketing again, did you mean to make Paxum be spoken about by any means? ANSWER TWO - Well, nobody made Al change his avatar. He received his Paxum card and put a picture of that up instead, a perfectly logical choice. Considering we live in the year 2010 I do find it remarkably surprising that some people can focus on silly little things like a haircut and consider them a 'big deal'. As far as planned marketing goes; no, Al did not grow his hair that long in order to create a 'fuss' on the forums about Paxum. As of today I can certainly say you are feeling the market and getting webmasters choosing you and voting for sponsor usage of Paxum. What is the main reason for webmasters to choose your services, lowest fees may be? We have competitive fees and generous limits. Our commitment to excellence in customer service and support is also a strong reason many webmasters are choosing to use Paxum as their payment method of choice. We have already established a broad base of diverse sponsor programs and other resources; such as hosting providers, design companies, traffic brokers, and other useful webmaster services. We are constantly growing with more businesses and personal accounts being signed up every single day. This in turn provides even greater versatility when using Paxum for payments; particularly with our very low-cost instant P2P payment option. It's not a secret many webmasters are based outside of the States, and though many still post on the board using cyber English some may find it hard to call US support on the phone. This is where Paxum made it easier. Sometimes there is a need just to vent in ICQ and get urgent thing done immediately, imagine time zone difference, language barriers too. Do you think it's making a standard now to have all support means ready for the clients? Ticket system, Phone and ICQ? We strive to provide the most comprehensive customer support we can. We respond promptly to questions and issues and our support is available through all the above-mentioned options in order to best serve our clients needs; no matter where they happen to live. We take great pride in the way we handle support, and we believe this is the way it should be done since this is the best way to satisfy our clients. We hope that others will follow suit for the sake of webmasters everywhere. It seems to me that you have chosen to grab webmaster crowd first, do you have plans for vendors? Say, as a web designer I would like to collect payments of any type available, credit cards, wires, paypal and other alternative payments. Do you have a plan to create an electronic currency exchanger for this purpose? We have quite a few web designers already using Paxum. In fact, since we opened we have seen an influx of both business and personal account applications. We have many webmaster resources and other vendors already offering Paxum as a payment option. One of the ways we help to make things easier for our clients is with the option to apply for the prepaid Paxum Mastercard as soon as each account is verified, even without any funds in the account. The Paxum Prepaid Mastercard allows you to make purchases anywhere in the world where Mastercard is accepted. Our clientele have the freedom to receive and send payments via their Paxum account, and easily make payments through P2P transfers or with their Paxum Mastercard, which is also accepted for Paypal payments and invoices. Our strategy was not directed at webmasters or vendors. In terms of sheer numbers, the webmasters are definitely a larger part of our client base, which certainly is the norm in today's marketplace. We have worked out deals with some well-known producers and other vendors, and as a result we have experienced a large number of webmaster sign ups. Conversely, many webmasters looking for an alternative payment method when the former Epassporte shut its doors, jumped on board with us and asked their sponsors to add Paxum as a payment method. We are currently improving our current service, and in the near future we will allow adding funds from credit cards as well as other methods. It's more of my interest to know about your functionality rather then certain procedures, but still why do you differentiate clients on country basis and require more supportive documents to open an account then any other company? The requirements we have in terms of documentation are part of the new security measures everyone has to face, especially after the demise of other programs similar to ours. The new KYC (Know Your Customer) rules are very strict, and they aim at repelling any type of fraudulent activity. This has been a recurring question from our clients, and though we understand their concern and their will to protect their privacy, our clients approve of our security measures, and they are confident in our non-disclosure policy. As far as the actual documentation required, we have the same standards for the entire world. The only difference is that for Canada and the US, a driver's license can be considered sufficient, but an international passport is preferred, just like everywhere else. I once was a victim of an ATM fraud with Epassporte debit card. It took a lot of time and efforts to resolve the problem, that's when actually a $300 a day insured withdrawal limit was set. What measures did you take to protect your customers from that? Our system provides a simple way of preventing ATM fraud. We provide 2 accounts, a main account ewallet, and a card account. For the funds to be available on the card, the user must transfer them from the ewallet account to the credit card account. Our users have understood the advantage of this system, and they only transfer funds to their card before they are ready to withdraw them. This will almost entirely eradicate the chances that the compromised card will give someone else access to the funds. Still, our procedures do account for the possibility, and we are prepared to fully investigate any suspicious account activity. Since you have peer to peer transfers implemented already, do you have a refund/chargeback resolution policy? Or peer to peer transfers within Paxum are considered final non reversible? If anyone has an issue or concern with a Paxum P2P payment they have sent or received we suggest the clients try to resolve the dispute between themselves in an amicable manner. If the situation seems unresolvable then we suggest they contact our customer support department who will look into the matter. We will to help resolve any such dispute after a full investigation into the facts. Our policy is to act as a mediator in these cases, rather than a policeman. We have found that in the vast majority of cases this causes a faster and more amicable resolution that is fair to both parties. We prefer not to force any user to surrender any funds, and knowing exactly what happened and where it went wrong helps us to prevent any future incidents. Imagine Paxum to become a billing solution too, what would you do first to make customers choosing you? With the ease of our P2P transfer system we are already an excellent way for companies and individuals to send funds to each other for services or goods received. All forms of P2P are accepted; business to personal, personal to personal, personal to business, and of course business to business. Our low fees and instant transfers along with immediate access to funds provide an efficient way for both business and personal users to manage their online payments. __________________ Русня, идите нахуй!

12-13-2010, 04:30 PM	#2
Sid70 Downshifter Industry Role: Join Date: Dec 2002 Location: Road trip Posts: 16,413	I'm certain that webmasters want you to keep fees low, support level high, and funds protected. Are you insured and what is the maximum amount loss you are able to cover? We maintain 100% of the funds deposited into Paxum accounts, plus an additional 10% of the company's own funds to ensure fast and easy cashflow. We have learned many lessons from recent failures of competing programs, and every day is another lesson for us. To answer webmasters who worry about the availability of their funds, we keep all funds within the company, and therefore we are always liable when it comes to liquidity, as opposed to other programs. Furthermore, we carry a 10% excedent that is part of our funds. In addition, our company is incorporated in Canada, and we are registered with the local authorities, a detail that we find very important. Everything we do is in plain sight, as we have absolutely nothing to hide, and local laws allow for anyone to inquire about our company. Insurance policy for all the funds is extremely expensive and would make the overall Paxum fees much more important. We prefer to allow anybody that wishes to have an insurance policy to do so and we fully cooperate with their insurance company in the event that any company or individual wants to pay the insurance premium for their own policy. Thank you, Ruth for taking a minute with me here, wish you a good productive day, keep us informed about new products you are inventing and offering soon. Thanks for your time Sid, and also thanks for the opportunity to share more about Paxum with your loyal readers! You may take a look at other articles I did http://sidandrews.wordpress.com/, several of them have been used in Online and Print media such as Ynot and EAN. Sid Andrews http://halifaxo.com Owner & Everythng Else Skype: Halifaxoteam Text me to: (786) 322.2216 __________________ Русня, идите нахуй!

12-13-2010, 04:36 PM	#3
ThumbLord Confirmed User Industry Role: Join Date: Jan 2009 Location: Aruba Posts: 1,932	hmmm, RuthB is just another rep fighting for their commission and heh Ruth are you from the beautiful island of St. Kitts btw? __________________ We Sell Domains \| ThumbLords \| ICQ 128106905 \| TubeLords \| Traffic Holder \| eRoken

12-13-2010, 04:50 PM	#6
ThumbLord Confirmed User Industry Role: Join Date: Jan 2009 Location: Aruba Posts: 1,932	pax means peace in latin. paxum? will have to check with my wife tomorrow her latin is really good, mine sucks __________________ We Sell Domains \| ThumbLords \| ICQ 128106905 \| TubeLords \| Traffic Holder \| eRoken

12-13-2010, 04:53 PM	#8
Yngwie I am an Alien from space Industry Role: Join Date: May 2003 Location: Ontario, Canada Posts: 11,118	As for the question that related to me.. No, I did not grow my hair in order to create anything. Actually, I've had long hair since I was 14. no plans of cutting it any time soon. Also, I didn't change my avatar for any reason. __________________ ICQ: 16544251 - Skype: gator37 @ eastlink.ca - email: yngwie @ isys.ca Last edited by Yngwie; 12-13-2010 at 04:55 PM..

12-13-2010, 04:58 PM	#9
ThumbLord Confirmed User Industry Role: Join Date: Jan 2009 Location: Aruba Posts: 1,932	you are a true hippie Al, just keep it that way. how on earth can you work as a real hippie ( dying breed ) for a company llike Paxum? just think about it as we all know the company will be probably a failure? Why on earth are all the sheep so obsessed with this company. there are so much alternatives. It makes me really wondering to be frank. last bump from me. __________________ We Sell Domains \| ThumbLords \| ICQ 128106905 \| TubeLords \| Traffic Holder \| eRoken

12-13-2010, 05:16 PM	#11
ThumbLord Confirmed User Industry Role: Join Date: Jan 2009 Location: Aruba Posts: 1,932	do not have to google it girlie, I had a good education which included Latin and Greek ( old language ) If you want to start a war, just tell me so. I am gonna need the beauty nap and after that I am ready for you __________________ We Sell Domains \| ThumbLords \| ICQ 128106905 \| TubeLords \| Traffic Holder \| eRoken Last edited by ThumbLord; 12-13-2010 at 05:20 PM..

12-13-2010, 05:23 PM	#14
ThumbLord Confirmed User Industry Role: Join Date: Jan 2009 Location: Aruba Posts: 1,932	no I do not think so Baddog. that is why I will ask my wife tomorrow since I am very rusty at Latin. __________________ We Sell Domains \| ThumbLords \| ICQ 128106905 \| TubeLords \| Traffic Holder \| eRoken

12-13-2010, 05:56 PM	#15
Vegas Ken Confirmed User Join Date: Sep 2006 Location: Las Vegas Posts: 4,151	Who owns Paxum? __________________ Skype: vegas_ken

12-13-2010, 06:00 PM	#17
JFK FUBAR the ORIGINATOR Industry Role: Join Date: Jan 2002 Location: FUBARLAND Posts: 67,382	not to split hairs, But Amex has the Roman warrior as a trade mark, will this not be a trademark violation ? "PAX means peace in Latin, that?s why we have our logo in the shape of a Roman helmet." __________________ FUBAR Webmasters - The FUBAR Times - FUBAR Webmasters Mobile - FUBARTV.XXX For promo opps contact jfk at fubarwebmasters dot com

12-14-2010, 01:43 AM	#20
Sid70 Downshifter Industry Role: Join Date: Dec 2002 Location: Road trip Posts: 16,413	Forgot to ask about debit card custom design, that would be awesome __________________ Русня, идите нахуй!

12-14-2010, 06:42 AM	#21
CaptainHowdy Too lazy to set a custom title Industry Role: Join Date: Dec 2004 Location: Happy in the dark. Posts: 92,989	Where are the pertinent nude/semi-nude pictures of Ruth?? __________________ FLASH SALE INSANITY! deal with a 100% Trusted Seller Buy Traffic Spots on a High-Quality Network 1 Year or Lifetime — That’s Right, Until the Internet Explodes!

12-14-2010, 08:48 AM	#22
PR_Glen Confirmed User Industry Role: Join Date: Oct 2006 Location: Canada Posts: 9,058	i is dumb peace ;) __________________ webmaster at pimproll dot com Last edited by PR_Glen; 12-14-2010 at 08:50 AM..

12-14-2010, 11:20 AM	#23
Inter-Sex Confirmed User Industry Role: Join Date: Nov 2005 Location: Spain :) Posts: 2,231	Sorry to say guys, but it's a fucking shame for the peeps that have something to say cos "al / Yngwie" have long hair ! So you guys think really that when "al / Yngwie" have a hair cut "paxum" is more trustable or his support is better ? imo it wouldn't make a company or person better or more bad. It may sounds fucking strange, but i wasn't aware of the fact that if a person that like to have his hair long like a hippie is not permitted to do so. "al / Yngwie" serious note : Have your hair how YOU like it, not how THEY like it! And then, what if he cut his hair but decide to have it bold, he is a nazi ? (ofcourse not) omg i can't take you serious.

12-15-2010, 06:33 AM	#29
seeandsee Check SIG! Industry Role: Join Date: Mar 2006 Location: Europe (Skype: gojkoas) Posts: 50,945	paxum is great and thanks god they are here __________________ BUY MY SIG - 50$/Year Contact here

12-15-2010, 06:51 AM	#30
botfurom Confirmed User Industry Role: Join Date: Oct 2010 Location: Wherever Posts: 482	I hope that Paxum and ePassporte will not be the same company. __________________ Hate chat traffic? Referred to us and earned $3.7 every sale!!! You have craiglist traffic? Give us a shot we pay $40 PPS. ICQ: 629933616 Yahoo: danicacmp Email: [email protected]

12-15-2010, 07:25 AM	#33
brassmonkey Pay It Forward Industry Role: Join Date: Sep 2005 Location: Yo Mama House Posts: 76,902	omg another praise thread. __________________ TRUMP 2025 KEKAW!!! - Support The Laken Riley Act!!! END DACA - SUPPORT AZ HCR 2060 52R - email: brassballz-at-techie.com

12-15-2010, 08:16 AM	#36
Shap Confirmed User Industry Role: Join Date: May 2001 Posts: 8,313	No offense to Ruth but why didn't you interview Octav? Just being honest I don't think many people care about an interview with a hired rep.

12-15-2010, 08:23 AM	#37
PXN Confirmed User Join Date: Jun 2008 Posts: 1,548	I think a good question would be why they require so much ID, and even ID for non-card holder who just want a verify account. Come on 2 ID or 1 passport? In hell will I send anyone my passport. Selling stolen ID is surely a very profitable business online. Even paypal the king of online money transfer, allow you to verify your account, with just a credit card and then use it for P2P or whatever you want without the need for ID if you don't want a card. If they want more pple to use their services start making more verification available, otherwise explains to me why paypal and the like do not require Id for p2p or withdraw but paxum does. After your very bad start as a company and among other things (search paxum on this forum will be all you need) I'm sure I'm not the only one concerning about sending you guys in our IDs. Peole can steal my credit card number, that can be fix easily. When the wrong person steal my Identity that a huge problem.

12-15-2010, 08:36 AM	#38
femdomdestiny Confirmed User Industry Role: Join Date: Apr 2007 Posts: 5,169	When When exactly Paxum will finally add option to load money on account with credit card? too much time passed and nothing is happening as far as I am informed. __________________ Femdom Destiny -------------------------------------------- ICQ: 463-630-426 email: webmaster(at)femdomdestiny.com

12-15-2010, 08:39 AM	#39
Davy Confirmed User Industry Role: Join Date: Apr 2006 Location: Germany Posts: 4,323	cliff notes? __________________ --- ICQ 14-76-98 <-- I don't use this at all