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| Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. |
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07-29-2011, 01:38 PM
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#1 |
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Confirmed User
Industry Role:
Join Date: Mar 2001
Location: Murrieta, CA
Posts: 3,620
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When should I lock in the rate on a mortgage ?
I'm building a new house and wondering when it's a good time to lock the rate on the mortgage. If US defaults on tuesday I'm sure it's going to cause a big increase on the interest rate. If not I guess it's business as usual ? We're not closing escrow till October
Any suggestions ?
__________________
I buy plugs Skype: Due_Global /Due |
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07-29-2011, 01:52 PM
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#2 |
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They left the door open
Industry Role:
Join Date: Apr 2003
Posts: 4,450
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When the government decides...
If you can get anything south of 6%, easy money. Congrats on the new digs!!! |
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07-29-2011, 02:26 PM
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#3 | |
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Confirmed User
Join Date: Sep 2007
Location: Bay Area, California
Posts: 197
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Quote:
It's still cheap money and soon it wont be. . Act now! would be my advice. |
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07-29-2011, 02:53 PM
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#4 |
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It's 42
Industry Role:
Join Date: Jun 2010
Location: Global
Posts: 18,083
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Interest rates are historically low now. Barring any default, the Fed is expected to raise interest rates in 2012. Probably now is as good of a time as any ...
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07-29-2011, 03:41 PM
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#5 |
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Too lazy to set a custom title
Join Date: Dec 2001
Location: Charlotte, NC
Posts: 14,137
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You should be able to lock in at 4.25 or around that with good credit and 80/20 LTV
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07-29-2011, 03:49 PM
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#6 | |
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Confirmed User
Join Date: Oct 2002
Location: Arizona
Posts: 509
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Quote:
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07-29-2011, 03:55 PM
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#7 |
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Too lazy to set a custom title
Industry Role:
Join Date: May 2004
Location: West Coast, Canada.
Posts: 10,217
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Do it now.. Very probable that interest rates will be going up.
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07-29-2011, 08:45 PM
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#8 |
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Confirmed User
Industry Role:
Join Date: Mar 2001
Location: Murrieta, CA
Posts: 3,620
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Thanks for the suggestions, waiting for the final quoute to decide if we wanna lock in the rate. Seems most people think the interest will go up
__________________
I buy plugs Skype: Due_Global /Due |
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07-29-2011, 08:47 PM
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#9 |
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Make STACK$
Industry Role:
Join Date: Nov 2006
Location: sexy time
Posts: 14,418
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pay it off with cash..
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Compound interest. |
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07-29-2011, 08:57 PM
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#10 |
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Geo Cities
Industry Role:
Join Date: Aug 2003
Location: North Captiva Island, Florida USA
Posts: 11,828
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Don't wait to long, End of the world is in 2012
__________________
Make a Free Chaturbate White Label site in 34 minutes and be making money tonight 
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07-29-2011, 11:09 PM
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#11 |
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So Fucking Banananananas
Industry Role:
Join Date: Mar 2003
Location: If I was in your ass you'd know it
Posts: 12,991
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The answer is when it is the lowest you think it will get before you close on your house
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Email: Clicky on Me |
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