What The Hell, Mastercard?!?

[digitaldivas]

Login in CCBill this evening and what do I see? Fucking sorry ass mastercard wanting to charge 500 bucks a year in fee's because I am an adult webmaster?!? Fuck you mastercard, why the fucking fuck would I pay you 500 bucks a year when VISA holds over 63 percent of the market share. God you people are idiots.

[BJ]

So, dont pay and STFU when your sales are down 37% or $500, whichever comes first

[NETbilling]

Originally Posted by digitaldivas

Login in CCBill this evening and what do I see? Fucking sorry ass mastercard wanting to charge 500 bucks a year in fee's because I am an adult webmaster?!? Fuck you mastercard, why the fucking fuck would I pay you 500 bucks a year when VISA holds over 63 percent of the market share. God you people are idiots.

We discussed this new fee since september on the boards and at all of the show seminars we have spoken at. I guess you do not attend? It stinks but is the cost of doing business.
Merchants that have their own merchant accounts have paid a registration fee now for several years. Yes they save a good amount of money in processing fees overall but there are costs involved regardless of whether you are using a third party processor or have your own merchant account.

Mitch

[fitzmulti]

Sadly, this has been coming for a long time...{see Mitch's post above}
There was a similar thread in here a week or so ago about EPOCH doing it, so it was inevitable that CCBIL would have to as well...
Of course, it's just an option...and I may not do it, because I would be that way less than "37%" use MC, and that even the ones that might...also have a VISA / Debit card.

[bean-aid]

Originally Posted by BJ

So, dont pay and STFU when your sales are down 37% or $500, whichever comes first

Is that what you really think?

CCBill takes 15.5% and charges $500/year to have an account.

Do you like to pay another $500 just because? Shit... at least say... fucking sucks... looks like they are milking us again!

[BJ]

Originally Posted by beaner

Is that what you really think?

CCBill takes 15.5% and charges $500/year to have an account.

Do you like to pay another $500 just because? Shit... at least say... fucking sucks... looks like they are milking us again!

Yes, thats the way I think. Get your own merchant account and pay far less. If you don't qualify, suck it up.

[RyuLion]

Yeap..........

[CHMOD]

This will put a stop to small programs wanting to use different backup processors.
It can't be good

[NETbilling]

Originally Posted by CHMOD

This will put a stop to small programs wanting to use different backup processors.
It can't be good

If you have a merchant account, you can use as many backups as you want to and only pay the fees once.

[247mg]

what about those who already paid to master card with their merchant account. do they need to pay to ccbill and epoch to use as backup?

[NETbilling]

Originally Posted by dpapa

what about those who already paid to master card with their merchant account. do they need to pay to ccbill and epoch to use as backup?

Yes if you are using a third party processor, you have to pay for each. You only pay once for your merchant account however.

[mospunk]

tax deductible

[bl4h]

say fuck one more time, i think it will help

[pgmorin]

I like how they keep saying is because adult website have high risk charge back when I'm at zero charge back

[OldJeff]

If you cannot afford the fee, you shouldn't be running a fucking pay site, the end

[EddyTheDog]

They always had this for US accounts didn't they? - Has it gone to EU as well, I am not sure what the issue is?

[Mark67]

Originally Posted by EddyTheDog

They always had this for US accounts didn't they? - Has it gone to EU as well, I am not sure what the issue is?

https://gfy.com/showthread.php?t=1103279

[EddyTheDog]

Originally Posted by OldJeff

If you cannot afford the fee, you shouldn't be running a fucking pay site, the end

Come on Jeff - $500 for this and $x for that - It all adds up when your sales are down x% - We are not in 1999 anymore Dorothy - You should know that!!

Originally Posted by Mark67

https://gfy.com/showthread.php?t=1103279

Thanks....

[pgmorin]

Originally Posted by OldJeff

If you cannot afford the fee, you shouldn't be running a fucking pay site, the end

You are happy to give 500$ of your money to get nothing more for it?

[OldJeff]

Originally Posted by pgmorin

You are happy to give 500$ of your money to get nothing more for it?

You get to process Mastercard, sorry but the fact remains, the cost of entry into the paysite game is far too low. 95% of the sites selling memberships do not actually make beer money.

I stand by the statement, if the fee hurts your business, you should not have a pay site. Hell, if you cannot pay $500 a year, this business is not for you, I advise sending out resumes.

[EddyTheDog]

Originally Posted by OldJeff

You get to process Mastercard, sorry but the fact remains, the cost of entry into the paysite game is far too low. 95% of the sites selling memberships do not actually make beer money.

I stand by the statement, if the fee hurts your business, you should not have a pay site. Hell, if you cannot pay $500 a year, this business is not for you, I advise sending out resumes.

Is this OldJeff from MaxCash?

[RazorSharpe]

Originally Posted by NETbilling

If you have a merchant account, you can use as many backups as you want to and only pay the fees once.

Hi Mitch,

Can you clarify this statement for me please? If you have a merchant account, you do not need to pay a mastercard or visa card registration fee more than once to use other 3rd party billers like Epoch and CCBill?

[digitaldivas]

21 percent of my sales, used MC from Jan to now. If I want to join a paysite and have decided in my head to join a paysite, pulling out the VISA is not a big deal, imho. SAME FUCKING TIME, from the same period, my chargebacks are ZERO. We will see how it goes...

[makeabuck]

I've been paying those fees for years. Be happy that you're just now having to.

I think I've paid it every year for like the past 4-5 years.

[makeabuck]

Originally Posted by pgmorin

I like how they keep saying is because adult website have high risk charge back when I'm at zero charge back

I'm less than 1% and always have been.

[Mark67]

If we stood together and ALL refused to pay and said lets go visa only, then chances are MC would reverse there decision. Lets face it they are not going to want to loose the millions they would loose from people opting for Visa cards to buy porn.

BUT

The porn biz never sticks together.

So what we will see is people thinking, I will pay it as its only $500 and if my competition goes bust , so what. Then next year Visa charges $500, then MC puts up costs to $1000 and so on.

Also affiliates will be short term and say they will only promote sites that include MC as they ONLY see it as what affects them. Affiliates will not care if the site makes a profit or not, only what they can make.

In time sites will shut. And even the big sites will end up closing.

However the tube sites will do great as no one will be left to sue them. All the free content they want.

[Mark67]

As for chargeback's, the credit card firms should put in place extra security. Such as a person has to use a password to pay for goods using a card online.

[SilentKnight]

Originally Posted by OldJeff

If you cannot afford the fee, you shouldn't be running a fucking pay site, the end

As others have said - it's not about affording the fee - it's an issue of justifying the fee. It's about the principle - not just the actual money.

$500 bucks is $500 bucks...better in my pocket than the credit card companies - who already fleece us for everything they can get.

Maybe you enjoy giving away $500 for nothing. Many of us don't.

[BFT3K]

Will this change effect Verotel in any way?

If not, then maybe it's best to use the $500 towards a Verotel account, as a second biller, and just drop M/C from CCBill?

For virtually the same rate as keeping M/C with CCBill you can just add a second processor insead, which may be a better decision anyway, especially on the days that CCBill goes scrub-crazy.

Thoughts?

[JamesM]

many small programs will let go mastercard.

[Barefootsies]

If you do not like it, go get a merchant account for your adult processing. Then you'll really have something to cry in your beer over.

It sounds like a lot of people in this thread are going to do less posting on the GFY and more focusing on a full day of work. Ya know... something that resembles actually running an real business like a professsional. If $500.00 from MC or VISA is breaking you, it would appear you need to reevaluate your "business'.

[Sly]

$500 is one extra sale a month. All of the time invested into this bitching over $500 could have been invested in marketing, which could easily add more than one extra sale a month, which would pay for itself and even turn additional profit.

Think bigger.

[adultmobile]

It is quite funny who have many billers will pay $500 many times.

[beemk]

It's a business expense. Don't like it? Don't do business with them. You need them more than they need you, that's a fact.

Besides... most of you guys charge $360 a year to have a password just to look at some pictures and video and you are going to cry about someone charging you $500 to process credit cards?

Here is the post translation for anyone who missed it:

"I'm a retard and my sites don't make enough money as it is because I'm so short sighted so instead of working I'm going to spend my time crying about fees on GFY."

[fuzebox]

Originally Posted by OldJeff

You get to process Mastercard, sorry but the fact remains, the cost of entry into the paysite game is far too low. 95% of the sites selling memberships do not actually make beer money.

I stand by the statement, if the fee hurts your business, you should not have a pay site. Hell, if you cannot pay $500 a year, this business is not for you, I advise sending out resumes.

Originally Posted by Sly

$500 is one extra sale a month. All of the time invested into this bitching over $500 could have been invested in marketing, which could easily add more than one extra sale a month, which would pay for itself and even turn additional profit.

Think bigger.

[pgmorin]

I dont get why some of you feel the need to bash on those that are not happy to pay more expense. 500$ is not a lot that true and it not gonna make my business close but it still less in my pocket. That 1 more week of content I could have produce with that 500$ instead of giving it to mastercard. Mable it why the adult business have trouble because no one standup to fight and those littles 500$ keep adding. I mean we already pay a high risk rate on each sales even if we have less chargeback that many business.

[EddyTheDog]

Originally Posted by Sly

$500 is one extra sale a month.....

Sly sweetie - Its 2013 - 1 sale = $500 was 15 years ago.

Those figures do not exist any more.

I wish....

OldJeff knows that as well.

[pgmorin]

Originally Posted by EddyTheDog

Sly sweetie - Its 2013 - 1 sale = $500 was 15 years ago.

Those figures do not exist any more.

I wish....

OldJeff knows that as well.

I think he mean 1 more sale by month so it make it 40$ by sale at the end of the year

[EddyTheDog]

Originally Posted by pgmorin

I think he mean 1 more sale by month so it make it 40$ by sale at the end of the year

Maybe - It still will not add up though.

12 CLEAN sales is not $500...

[beemk]

Originally Posted by EddyTheDog

Maybe - It still will not add up though.

12 CLEAN sales is not $500...

You have proved nothing more than the fact that sly knows how to make more money on a single sale than you do.

[OldJeff]

Originally Posted by EddyTheDog

Is this OldJeff from MaxCash?

Formerly

[Sly]

Originally Posted by EddyTheDog

Maybe - It still will not add up though.

12 CLEAN sales is not $500...

Then I'm afraid you need to promote better quality sites. I can give you a full list of paysites, from a variety of sponsors, with no cross sales and no "deceptive" billing tactics that are worth $80+ per TRIAL.

[EddyTheDog]

Originally Posted by beemk

You have proved nothing more than the fact that sly knows how to make more money on a single sale than you do.

If anyone can turn 12 clean signs into $500 without tricks these days I would be surprised.

Originally Posted by OldJeff

Formerly

We should catch up - I have some pics you will love - Get your minds out of the gutter guys - these are 'clean'...

[topnotch, standup guy]

Originally Posted by beemk

Here is the post translation for anyone who missed it:

"I'm a retard and my sites don't make enough money as it is because I'm so short sighted so instead of working I'm going to spend my time crying about fees on GFY."

So according to you, all those small program owners hereabouts who include MC in their billing cascades are really just a bunch of lazy layabouts.

Wow!

You must be a regular genius to know all that
.

[AmeliaG]

I think this is a math problem and not really something to view as a moral issue requiring a stand. If you feel you will make more money accepting MasterCard even after deducting out $500, than not accepting MasterCard and saving $500, then you should pay the fee. If you feel you will make less money accepting MasterCard but paying $500, than not accepting MasterCard and saving $500, then you should not pay the fee. Simple math.

I'm annoyed to be gouged just when the economy is finally picking up again. Actually, I'd be annoyed to be gouged any time.

But, at the end of the day, it is a math problem and my equation says SpookyCash is going to have to pony up to both CCBill and Epoch because doing so will bring in more than $1,000. I don't think there is a lot of choice there. What possible advantage is there in skipping the fee and making less money?

[bl4h]

Originally Posted by AmeliaG

I think this is a math problem and not really something to view as a moral issue requiring a stand. If you feel you will make more money accepting MasterCard even after deducting out $500, than not accepting MasterCard and saving $500, then you should pay the fee. If you feel you will make less money accepting MasterCard but paying $500, than not accepting MasterCard and saving $500, then you should not pay the fee. Simple math.

I'm annoyed to be gouged just when the economy is finally picking up again. Actually, I'd be annoyed to be gouged any time.

But, at the end of the day, it is a math problem and my equation says SpookyCash is going to have to pony up to both CCBill and Epoch because doing so will bring in more than $1,000. I don't think there is a lot of choice there. What possible advantage is there in skipping the fee and making less money?

thats the math the CEOs did. They know youre not going to just stop accepting mastercard. easy money

but hey its a service, and they built that. you have choice. as hard as it is to swallow, if you dont like it start your own credit business

[2MuchMark]

Try looking at it this way : The extra $500 buys you a potential extra 37% of the market share.

There's also something else you can do : Look at your sales for the past few years and determine which percentage were mastercard vs visa. If you didn't get $500 in sales from Mastercard last year, don't pay the service fee and be done with it.

[RyuLion]

Originally Posted by fuzebox

[Ringo]

[Some Guy]

So, wait, between the Visa fee and the Mastercard fee it's now going to cost $1,000.00 a year just to run a site? Wow. Where does the 14% that CCBill takes go? With all the adult sites online they have to be making a fortune. They should pay it. Heh.