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Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. |
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#1 |
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Join Date: Aug 2016
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My Paxum Card was cloned and they took all the money.
My Paxum card was cloned they took out $400+ from ATM. What Now???
Customer Service is telling me I am SOL because the card was cloned. ![]() ![]() This also happened to me with a different card and bank. I sent all the info that it couldn't be me because I wasn't in and have never been to the country where the money was taken and got the money back in my account. Is there really no protection with Paxum? Doesn't Mastercard have customer protection? Is the money really at risk on the card? Can I get the photo from the ATM of the person who took the money out. I know all the places I used the card so I should be able to identify the person. Is it ok to leave the money in the wallet or I think it's better to put the money to the card and quickly take it out in the future. ![]() ![]() ![]() |
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#2 | |
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Quote:
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#3 |
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Join Date: May 2012
Location: With your mom
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Paxum Master Card needs higher security for sure. About the ATM cams - yes they could possibly find out who it was. You have to check your statement and find out where it was, then possibly submit to the bank, local authorities... Good luck!
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#4 | |
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#5 |
Too lazy to set a custom title
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you got skimmed at the ATM if funds were taken out of the ATM...somebody put in a skimmer + camera to harvest your info + pin code...the ATM where you picked up the money is/was to blame...
educate yourself on how to avoid this and how to spot skimmers on ATM-s... |
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#6 |
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That can happen with any card ...
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#7 |
Supermodel
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Join Date: Nov 2004
Location: Sodoma & Gomorra
Posts: 22,849
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yes u can ask your money back for $40 fee and around 2 months for a small investigation (I guess)
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#8 | |
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#9 |
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#10 |
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With Mastercard's Zero Liability policy, you're protected from fraudulent uses on your account. You pay only for purchases that you have authorized on your Mastercard card.
As long as your account is in good standing, you have exercised reasonable care in safeguarding your card, and you have not reported two or more unauthorized events in the past twelve months, unauthorized purchases are not your responsibility. Visa's Zero Liability* Policy is our guarantee that you won't be held responsible for unauthorized charges made with your account or account information. You're protected if your Visa credit or debit card is lost, stolen or fraudulently used, online or offline. Visa's Zero Liability Policy does not apply to Visa corporate or Visa purchasing card or account transactions, or any transactions that are not processed by Visa. For specific restrictions, limitations and other details, please consult your issuer. |
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#11 |
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what the fuck, from which country you are from Bosa??
sorry to hear for you, shit man
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#12 |
Pay It Forward
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spend the 3 bucks and get a credit card case. Rfid Blocking
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#13 |
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#14 |
Porn is Dead. Move along.
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call mastercard DIRECTLY
get the motherfuckers shut down explain everything. call interpol if needed fbi also its time these fuckers get rolled over the coals |
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#15 | |
Pay It Forward
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TRUMP 2025 KEKAW!!! - Support The Laken Riley Act!!! END DACA - SUPPORT AZ HCR 2060 52R - email: brassballz-at-techie.com |
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#16 |
Porn is Dead. Move along.
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show up here
Paxum Inc. 3484 Des Sources Blvd., suite 205 Dollard-des-Ormeaux, Quebec H9B 1Z9 Canada at least u can get a five guys |
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#17 |
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What is your experience? Did this ever happen to you with Paxum card? Did you get money back? Is there any hope the money will be returned?
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#18 | |
Pay It Forward
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__________________
TRUMP 2025 KEKAW!!! - Support The Laken Riley Act!!! END DACA - SUPPORT AZ HCR 2060 52R - email: brassballz-at-techie.com |
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#19 |
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#20 |
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Sorry about what happened to you, i keep the money on the card but withdraws is quickly...
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#21 |
Pay It Forward
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well call the police. you may just have learned a hard lesson
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TRUMP 2025 KEKAW!!! - Support The Laken Riley Act!!! END DACA - SUPPORT AZ HCR 2060 52R - email: brassballz-at-techie.com |
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#22 |
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#23 | |
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My home bank returned the money when they verify it want not me on a different card. They took money out in Thailand. How the hell did they get my info in Thailand. I have never been to Thailand. It's all crazy. Thank god I didn't have more on the card. |
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#24 |
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Join Date: Aug 2006
Location: Little Vienna
Posts: 32,235
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Paxum is safer then bank card as you can control howmuch money you put on it, while bank card is linked to bank account and they could take all money from your account providing you dont check it . But yes paxum is quite bad when such thing occur, they cannot block card for some reason, and for chargeback you need to pay 40$ for each transaction, so if each transaction is less then 40$ you cant get money back.
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#25 | |
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#27 | |
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![]() ![]() They Took $400+ in 3 transactions from the card. I wish I could get the photo from the ATM. What's the point of a camera if it doesn't help customers identify the criminals ![]() ![]() ![]() |
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#28 |
Supermodel
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what is SOL?
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#29 |
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#30 | |
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#31 | |
Pay It Forward
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TRUMP 2025 KEKAW!!! - Support The Laken Riley Act!!! END DACA - SUPPORT AZ HCR 2060 52R - email: brassballz-at-techie.com |
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#32 | |
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![]() ![]() ![]() With Mastercard's Zero Liability policy, you're protected from fraudulent uses on your account. You pay only for purchases that you have authorized on your Mastercard card. As long as your account is in good standing, you have exercised reasonable care in safeguarding your card, and you have not reported two or more unauthorized events in the past twelve months, unauthorized purchases are not your responsibility. |
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#33 | ||
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#34 |
StraightBro
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Join Date: Aug 2003
Location: Monarch Beach, CA USA
Posts: 56,232
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Another Paxum fraud story this sucks. I hope you get your money back.
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#35 |
Porn is Dead. Move along.
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Keep this up top.
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#36 | |
Too lazy to set a custom title
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Quote:
If the ATM was in a regular bank with working hours, then it was somewhere else the skimmed you...the keypad took your PIN they are very hard to spot if you do not know exactly what to look for...my advise is to find an ATM you trust and scratch the keypad...if you do not see this scratch next time you come, chances are there is a skimmer installed... the fact that they took your PIN means that this is a pro crew...they will never catch them because they take money from ATM-s wearing motorcycle helmets with visors down and they do not get off the bikes...its like in the movies they just drive next to an ATM and if they see anything suspicious they hit the gas... |
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#37 |
Too lazy to set a custom title
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sad to hear :S
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#38 |
Let's Get Paxumized!
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Posts: 7,241
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Any chargeback that is made on a transaction where the PIN is used is not accepted since it automatically fails. This is a Choice bank rule so unfortunately there is nothing we can do. You can contact the bank if you would like to.
I'm sorry this happened to you. |
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#39 | |
Videochat Solutions
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#40 | |
Confirmed User
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Quote:
With Mastercard's Zero Liability policy, you're protected from fraudulent uses on your account. You pay only for purchases that you have authorized on your Mastercard card. As long as your account is in good standing, you have exercised reasonable care in safeguarding your card, and you have not reported two or more unauthorized events in the past twelve months, unauthorized purchases are not your responsibility. Like I said this happened before with a different bank. I sent all the proof it wasn't me and the money was returned. Well if you guys go to Ukraine be careful. Now I'm paranoid of every ATM Thanks for the reply Ruth |
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#41 |
Too lazy to set a custom title
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Can you please reply to my message on Skype, thanks!
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#42 | |
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Do you know if Choice Bank plans to start using chipped Mastercard. This would also help. So I don't have to had over the card for every purchase. |
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#43 |
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I guess they got out on bail and went rogue...
Ukrainian ATM Skimmers Busted in Chiang Mai | Chiang Rai Times English Language Newspaper |
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#44 |
It's 42
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Join Date: Jun 2010
Location: Global
Posts: 18,083
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Direct deposit into your bank account and pay the taxes on the income.
Or, if you are outside of the payer's direct ACH/EFT area, you just have to absorb the loss as a cost of doing business. These 'horror' stories become repetitive. |
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#45 | |
Pay It Forward
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TRUMP 2025 KEKAW!!! - Support The Laken Riley Act!!! END DACA - SUPPORT AZ HCR 2060 52R - email: brassballz-at-techie.com |
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#46 |
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![]() So I guess the banks are doing fucking nothing about this? So they do have photos of these guys doing this. ![]() ![]() https://youtu.be/ghqbXhxFGp8 |
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#48 |
StraightBro
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#49 |
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Did you figure out who cloned your card?
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#50 |
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