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Old 12-23-2021, 12:12 PM   #1
Grapesoda
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How much insurance do you guys pay per year

I'm paying about $6 grand on vehicles per year, $280 per year Liability insurance And like a $150 renters insurance.

What about you guys?
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Old 12-23-2021, 12:25 PM   #2
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Just a few bucks. I sold my cars since I don't use them.
For my apartments, I have a 'free' insurance, courtesy of my bank
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Old 12-23-2021, 01:19 PM   #3
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A big total on my real estate, a bit on cars and life ...
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Old 12-23-2021, 01:29 PM   #4
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I'm paying about $6 grand on vehicles per year, $280 per year Liability insurance And like a $150 renters insurance.

What about you guys?
How many vehicles do you have that you are paying $6k/year?
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Old 12-23-2021, 02:01 PM   #5
romeo22
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i drive an oldtimer and pay $170 a year and for my apartment $30
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Old 12-23-2021, 02:25 PM   #6
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How many vehicles do you have that you are paying $6k/year?
I hope he has 2 corvettes and 2 semi tractor trailers for this amount.

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Old 12-23-2021, 02:30 PM   #7
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i drive an oldtimer and pay $170 a year and for my apartment $30
New car might be almost the same price because of more safety devices and technology.
New cars have cameras and accident warnings and attention alerts that vibrate your seat so you feel it even if blasting music.

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Old 12-23-2021, 02:35 PM   #8
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I hope he has 2 corvettes and 2 semi tractor trailers for this amount.

With full coverage
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Old 12-23-2021, 03:35 PM   #9
Grapesoda
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How many vehicles do you have that you are paying $6k/year?
2020 flhsx, 2020 rocket 3r, 2016 Toyota van. I rounded up, a bit less than 6k. Gonna call the agent after the holidays
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Old 12-23-2021, 03:36 PM   #10
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With full coverage
Yes everything is full. I carry a separate liability rider.

One mistake, renters and liability insurance is in the total but they relatively inexpensive
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Old 12-23-2021, 03:44 PM   #11
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I'm paying about $6 grand on vehicles per year, $280 per year Liability insurance And like a $150 renters insurance.

What about you guys?
Just for 1 Cargo insurance for my E-commerce delivery business $7600/ year ( this is just to insured the goods in the cargo, fire, vandals and coverage for the other side in case of an accident... if one of my cargo van get in an accident i need to pay the repair my-self). I only buy used vehicule.

My 3/4 Ton Truck and Trailer i was using to carry my tools and equipment when i was doing snow removal and landscaping was $1600/ year.

Insurance and Liability for business have gone through the roof here! Last renewal for the snow and landscaping business NO CLAIM 300% increase.

Here an article about it https://www.cbc.ca/news/canada/calga...ance-1.6247413
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Old 12-23-2021, 04:25 PM   #12
Grapesoda
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Just for 1 Cargo insurance for my E-commerce delivery business $7600/ year ( this is just to insured the goods in the cargo, fire, vandals and coverage for the other side in case of an accident... if one of my cargo van get in an accident i need to pay the repair my-self). I only buy used vehicule.

My 3/4 Ton Truck and Trailer i was using to carry my tools and equipment when i was doing snow removal and landscaping was $1600/ year.

Insurance and Liability for business have gone through the roof here! Last renewal for the snow and landscaping business NO CLAIM 300% increase.

Here an article about it https://www.cbc.ca/news/canada/calga...ance-1.6247413
When I had photography ins same deal higher than a cows ass. When they found was i shooting porn they dropped me.
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Old 12-23-2021, 04:28 PM   #13
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Do you know why the nazi death camps were in Poland?

Because the German insurance industry was going broke paying the death benefits on the Jews the nazis were murdering.

Once the insurance industry got the nazis to murder the Jews out of the country, they just wrote the Jews off as immigrating and vioded the policies.
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Old 12-24-2021, 09:30 PM   #14
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For our vehicles, it's around 4500 a year I think.

I pay home insurance on two homes So like 3500 per year and then are we counting health insurance? That's just around 17k per year.

Why did you make me think about this? Sheesh.
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Old 12-24-2021, 11:01 PM   #15
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1500 Vehicles
Home insurance 1200
Health care 1000, I live in Canada
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Old 12-24-2021, 11:28 PM   #16
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For our vehicles, it's around 4500 a year I think.

I pay home insurance on two homes So like 3500 per year and then are we counting health insurance? That's just around 17k per year.

Why did you make me think about this? Sheesh.
Paying a 6 month premium on the Toyota van. About $1400. Plus my ins went up on everything when I moved to the 'bad side of town'. Like A few hundred across the board.

I was thinking about buying a place but maybe not in California....no hurries...
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Old 12-24-2021, 11:30 PM   #17
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1500 Vehicles
Home insurance 1200
Health care 1000, I live in Canada
Do you live rural? There are some totally awesome areas within a 100 miles of where I am out of LA County.

Preferably a spot semi secluded with a well. And good road for the bikes. I was in pinion hills on my street glide and found myself going up a dirt road with a 2 foot jump at top. I don't ever want to do that again lol
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Old 12-25-2021, 12:32 AM   #18
MakeMeGrrrrowl
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Paying a 6 month premium on the Toyota van. About $1400. Plus my ins went up on everything when I moved to the 'bad side of town'. Like A few hundred across the board.

I was thinking about buying a place but maybe not in California....no hurries...
You can live in Puerto Rico - no federal taxes =)
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Old 12-25-2021, 02:14 AM   #19
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For real estate not so big money, about 100-200 in a year and for car about 100 in a year
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Old 12-25-2021, 02:17 AM   #20
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Car 11 euros per month.
House 11 euros per month.
Health 50 euros per month.
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Old 12-25-2021, 06:40 AM   #21
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I've paying about $6k in car insurance/year across 5 vehicles, and probably another $2500 in property insurances. Mandatory public health insurance we are paying around $800/mo.
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Old 12-25-2021, 08:06 AM   #22
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I've paying about $6k in car insurance/year across 5 vehicles, and probably another $2500 in property insurances. Mandatory public health insurance we are paying around $800/mo.
Is $800 for the entire family? Seems high.
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Old 12-25-2021, 11:53 AM   #23
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Is $800 for the entire family? Seems high.
If he have 4 kids or anyone else in charge, those bills get high pretty fast.

Our health benefit 80% coverage: $305/ month for 2 adults and 1 kid in the same house.

I heard somewhere there is free Health care in Canada? Where is that .....

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Old 01-20-2022, 07:52 PM   #24
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OP, how about health insurance? No life insurance?
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Old 01-20-2022, 10:29 PM   #25
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$3000/year for home insurance
$3600/year for vehicles (3 vehicles)

$6600/year total.
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Old 01-20-2022, 10:39 PM   #26
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I heard somewhere there is free Health care in Canada? Where is that .....
In the province next door my friend


"Elimination of MSP Premiums (as of Jan 1st, 2020)

British Columbia (B.C.) residents are no longer charged MSP premiums. The MSP program continues to provide provincially-insured health care benefits for eligible BC residents.

If you aren't heard of it, MSP is the provincial insurance program that pays for required medical services. These include medically necessary services provided by physicians and midwives, dental and oral surgery performed in a hospital, eye examinations if medically required and some orthodontic services. In addition, MSP pay for diagnostic services including x-rays. Other services that may be covered by MSP include supplementary benefits provided by other health care practitioners. These include acupuncture, chiropractic, massage therapy, naturopathy, physical therapy and non-surgical podiatry.
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Old 01-21-2022, 01:07 AM   #27
Grapesoda
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OP, how about health insurance? No life insurance?
Nope....
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Old 01-21-2022, 02:26 AM   #28
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Sold cars years ago. Don't need them.
Health insurance? About $350 per year for the family.
A full body MRI costs me $50.

Socialized medicine is a great thing if the country is Tier 1.
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