ePassporte/BankOneChase load update - GoFuckYourself.com

Easton · 12-19-2005, 12:22 PM

Chris Mallick investigated for me and it seems the rejection reason was:

"The bank declined for a reason that is generic (see message below). These BIN numbers for Business Debit Cards are usually set to decline ?cash advance? transactions to prevent employees from taking company funds out in cash. I therefore assume that you must have hit some parameter limitations the bank set and thus the declines for a time, and now the approved authorizations."

"I see the last load from his CC on the 1st of December. There are 2 subsequent declines on the 16th of December for a reason of "05," which means declined by bank. Unfortunately, the "05" is a generic decline code and could stand for several reasons. However, I see 3 loads on December 17, 2005 from this BIN number, which looks normal. In our history, we typically get about 4 loads a day from this BIN, so nothing seems out of the ordinary."

Although my bank's fraud/loss department told me the declines were due to "association with 3rd party gaming sites" this no longer seems to be the case, as just this morning i was able to load from that very same card. Obviously my bank was in error telling me such things on Friday, or i would not have been able to load today.

So the bottom line is all seems to be in order for me with loading from my BankOne/Chase business card.

Chris for getting to the bottom of it!

newbreed · 12-19-2005, 12:23 PM

Everyone is a winner here today!

Realpascal · 12-19-2005, 12:25 PM

Well done Chris.

SmokeyTheBear · 12-19-2005, 12:29 PM

Thats basically what happened with me and capital one. except i just ignored them when they said i wouldnt be able to load to epassporte , and did it anyways..

V_RocKs · 12-19-2005, 12:30 PM

Quote:

Originally Posted by Easton

"I see the last load from his CC on the 1st of December. There are 2 subsequent declines on the 16th of December for a reason of "05," which means declined by bank. Unfortunately, the "05" is a generic decline code and could stand for several reasons. However, I see 3 loads on December 17, 2005 from this BIN number, which looks normal. In our history, we typically get about 4 loads a day from this BIN, so nothing seems out of the ordinary."

Although my bank's fraud/loss department told me the declines were due to "association with 3rd party gaming sites" this no longer seems to be the case, as just this morning i was able to load from that very same card. Obviously my bank was in error telling me such things on Friday, or i would not have been able to load today.

Your banking representative told you it was for "association with 3rd party gaming sites" because that is possibly what they use code "05" for. Even though the industry may use if for one thing, not everyone needs to use it for the same things. Kind of like some police departments change their 10-code system to suit their own needs.

I think the error and their explanation of it is due in part by the behavior of your purchases.

Two weeks ago I got my checking account and my credit card shut off. Why? Because I charge shit on the card and then pay it off completely at the end of the month. To the CC company and the bank it looked like fraud. I have been doing this for 2 years now and every 6 months I get an offer for $500 more credit on the card.

???? WTF?

Since when does paying off a balance in full make you a fraudster?

I just imagine they give me this grief and probably never even talk to the fuckers who never make a payment and are always over the limit.

punker barbie · 12-19-2005, 12:34 PM

Quote:

Originally Posted by SmokeyTheBear

Thats basically what happened with me and capital one. except i just ignored them when they said i wouldnt be able to load to epassporte , and did it anyways..

omg tell me about, the damn reps @ the banks dont even know nor fully understand there own regulations and rules. a few weeks back i had a piss match with my bank because of there stupid customer service rep who didnt know shit.

anyways glad to hear your problem was solved easton.

Shaft_1971 · 12-19-2005, 12:39 PM

Good to see that all got resolved.

Michael O · 12-19-2005, 12:41 PM

Good to see everything got resolved

Chris Mallick · 12-19-2005, 12:55 PM

I am glad this has been resolved. Thanks Easton for posting the good news!

I too get declines on my card for Reason Code 5. When i call my bank, it seems like it is always "unusual spending patters". Unusual is an understatement for me. LOL!

Banks decline for a variety of reasons using Reason Code 5. But we do not have any issues as to being black listed by any banks to our knowledge.

Again, thanks Easton and if anyone has any issues, email me or Keyser or Shaliza. We are here to help.

C

selena · 12-19-2005, 02:25 PM

Glad to see this resolved with full cooperation between the parties.

12-19-2005, 12:22 PM	#1
Easton Too lazy to set a custom title Industry Role: Join Date: Sep 2002 Location: Phoenix, AZ Posts: 9,825	ePassporte/BankOneChase load update Chris Mallick investigated for me and it seems the rejection reason was: "The bank declined for a reason that is generic (see message below). These BIN numbers for Business Debit Cards are usually set to decline ?cash advance? transactions to prevent employees from taking company funds out in cash. I therefore assume that you must have hit some parameter limitations the bank set and thus the declines for a time, and now the approved authorizations." "I see the last load from his CC on the 1st of December. There are 2 subsequent declines on the 16th of December for a reason of "05," which means declined by bank. Unfortunately, the "05" is a generic decline code and could stand for several reasons. However, I see 3 loads on December 17, 2005 from this BIN number, which looks normal. In our history, we typically get about 4 loads a day from this BIN, so nothing seems out of the ordinary." Although my bank's fraud/loss department told me the declines were due to "association with 3rd party gaming sites" this no longer seems to be the case, as just this morning i was able to load from that very same card. Obviously my bank was in error telling me such things on Friday, or i would not have been able to load today. So the bottom line is all seems to be in order for me with loading from my BankOne/Chase business card. Chris for getting to the bottom of it! __________________ New models booked and shot every week... MILFs, pornstars and teens. Girls for every niche and project. Looking for high-quality affordable exclusive content? Check me out at Easton Content for all the details.

12-19-2005, 12:23 PM	#2
newbreed Confirmed User Join Date: Nov 2003 Location: ThatOneProgram.com Posts: 9,898	Everyone is a winner here today! __________________ Want to promote SUCCUBUS? Click HERE!!!! \| Want to buy SUCCUBUS? Click HERE!!!! Yeah, yeah, you know, That One Program! \| Want to trade links with StompBunny.com? Loryn ‎(3:16 PM): I love it, just as long as we keep the bedroom door closed from all ears then we can have throw down hard core sex that makes us money haha fuck it we can have sex on money never did that before

12-19-2005, 12:25 PM	#3
Realpascal Confirmed User Join Date: Jun 2005 Location: Dutchie !!! Posts: 2,119	Well done Chris. __________________ OMGWTFBBQ

12-19-2005, 12:29 PM	#4
SmokeyTheBear ►SouthOfHeaven Join Date: Jun 2004 Location: PlanetEarth MyBoardRank: GerbilMaster My-Penis-Size: extralarge MyWeapon: Computer Posts: 28,609	Thats basically what happened with me and capital one. except i just ignored them when they said i wouldnt be able to load to epassporte , and did it anyways.. __________________ hatisblack at yahoo.com

12-19-2005, 12:39 PM	#7
Shaft_1971 Confirmed User Join Date: May 2005 Posts: 1,711	Good to see that all got resolved. __________________ SHAFT Skype: Shaft_1971 Email: [email protected] Email: [email protected]

12-19-2005, 12:41 PM	#8
Michael O More Cowbell Industry Role: Join Date: Jul 2001 Location: Nakhom Nowhere Posts: 10,607	Good to see everything got resolved __________________ Truth Teller

12-19-2005, 12:55 PM	#9
Chris Mallick Confirmed User Join Date: Jan 2002 Location: Marina del Rey, CA, USA Posts: 679	I am glad this has been resolved. Thanks Easton for posting the good news! I too get declines on my card for Reason Code 5. When i call my bank, it seems like it is always "unusual spending patters". Unusual is an understatement for me. LOL! Banks decline for a variety of reasons using Reason Code 5. But we do not have any issues as to being black listed by any banks to our knowledge. Again, thanks Easton and if anyone has any issues, email me or Keyser or Shaliza. We are here to help. C __________________ Chris Mallick [email protected]

12-19-2005, 02:25 PM	#10
selena Confirmed User Join Date: Aug 2004 Location: On The Edge Posts: 7,994	Glad to see this resolved with full cooperation between the parties. __________________ ~ Doer of Things at MetArtMoney Where Flawless Beauty Meets Art ~The MetArt Network ~ selena.delgado9