Dental insurance for self employed people? - GoFuckYourself.com

Rhino22 · 09-13-2006, 10:55 AM

For the life of me, I can't find a decent dental insurance plan for someone who is self employed.

Something that is reasonably priced, and would go in effect right away or within 30 days. I am in Florida.

Any help is really appreciated!

tony286 · 09-13-2006, 10:58 AM

if you find one please let us all know

Forest · 09-13-2006, 10:59 AM

yeah id like to know about thius as well

My med insurance is insane b ut I need dental

09-13-2006, 11:09 AM

see if humana is offering something in FLorida...

Babagirls · 09-13-2006, 11:10 AM

i just pay with cash. but i dont have any fillings or anything. just a checkup and cleaning couple times a year. its like $100/visit or something.

i searched for dental ins. a while ago and like you, couldnt find something decent. however, contact blue cross/blue sheild, they sent me (by request) a catalog of plans for dental and medical.

Rhino22 · 09-13-2006, 11:11 AM

Nice, I thought I was alone in this...

So, anyone know a good place?

After Shock Media · 09-13-2006, 11:15 AM

Quote:

Originally Posted by Rhino22

Nice, I thought I was alone in this...

So, anyone know a good place?

Asstated blue cross/shield have them.

DaddyHalbucks · 09-13-2006, 11:21 AM

Try

http://www.dentalplans.com

It's not insurance, but it may help.

BT · 09-13-2006, 11:21 AM

http://www.careington.com has done it for me

beckie · 09-13-2006, 11:22 AM

I would like to know too. Most insurance agents told me to put aside $$$ every month for dental work. Also, make sure you take a look at how long your waiting period is for certain things. I looked at one plan that said I had to wait 2 years to have a filling covered!

Dragar · 09-13-2006, 11:23 AM

here in Canada we have a few choises so I could'nd help ya

Rhino22 · 09-13-2006, 01:07 PM

Quote:

Originally Posted by beckie

I would like to know too. Most insurance agents told me to put aside $$$ every month for dental work. Also, make sure you take a look at how long your waiting period is for certain things. I looked at one plan that said I had to wait 2 years to have a filling covered!

Beckie, yeah, the thing is, I think I may need a root canal soon. I wonder how long the wait might be if I get insurance and then wait to have the root canal.

Would I be better off just paying for it myself?

Jace · 09-13-2006, 01:11 PM

a lot of major insurance companies offer dental, but it is just a discount plan, you can get "dental discounts"

We use www.ameriplanusa.com for our dental discount, $19 for my wife and I and we get up to 50% off

good luck on finding a true "copay" type insurance plan though

you can always incorporate and get some employees, then sign up with Delta Dental

Jace · 09-13-2006, 01:14 PM

http://www.deltadentalins.com/

Peaches · 09-13-2006, 01:17 PM

There's no such thing. With these dental "plans" for individuals you'll be seeing a different dentist each time if you're lucky - most just start at the clinic places to get some experience.

I had 6 crowns done recently. 0% interest for a year. No, it's not cheap, but I got to pick MY dentist, who I know is good, to work on something as important as my teeth

Rhino22 · 09-13-2006, 01:19 PM

Quote:

Originally Posted by Jace

a lot of major insurance companies offer dental, but it is just a discount plan, you can get "dental discounts"

We use www.ameriplanusa.com for our dental discount, $19 for my wife and I and we get up to 50% off

good luck on finding a true "copay" type insurance plan though

you can always incorporate and get some employees, then sign up with Delta Dental

So you guys think the dental discount plans are good? I mean it really can give you a good discount?

Rhino22 · 09-13-2006, 01:23 PM

Quote:

Originally Posted by Peaches

There's no such thing. With these dental "plans" for individuals you'll be seeing a different dentist each time if you're lucky - most just start at the clinic places to get some experience.

I had 6 crowns done recently. 0% interest for a year. No, it's not cheap, but I got to pick MY dentist, who I know is good, to work on something as important as my teeth

Peaches, your saying the discount dental plans are not good?

They provide you with a list of dentists that you could get the discounts with, and you can choose between them, so in a way you do have a choice, right?

sickkittens · 09-13-2006, 01:24 PM

Find a local Chamber of Commerce - they usually have real good plans.

sickkittens · 09-13-2006, 01:24 PM

Find a local Chamber of Commerce - they usually have real good plans.

Matt 26z · 09-13-2006, 01:37 PM

Too bad there wasn't a group plan for the industry.

Barefootsies · 09-13-2006, 01:48 PM

Quote:

Originally Posted by tony404

if you find one please let us all know

True dat playa. I've yet to find any reasonable one's for Dental.

sickkittens · 09-13-2006, 01:49 PM

Quote:

Originally Posted by Matt 26z

Too bad there wasn't a group plan for the industry.

Just join a local Chamber of Commerce, they're dirt cheap to join.

Barefootsies · 09-13-2006, 01:50 PM

Quote:

Originally Posted by Matt 26z

Too bad there wasn't a group plan for the industry.

That would make too much sense.

beckie · 09-13-2006, 06:57 PM

I joined my local Chamber of Commerce, but they don't offer dental. Just regular medical/auto.

While waiting for my dentist appointment one day, I was watching their TV with this guy talking about how prices of dental work has gone up so much since the 1950's, but the insurance hasn't adjusted to the current prices. This is so true...

Most dentists offer a credit card with 0%. It's from Care Credit and it's only for dental work (I think some other type of work, but you can't use it like a credit card - for anything).

I was married before to a government employee and they even had crappy dental plans. I got most of my work done before I had to give up the 50% coverage and still need a few things done. I pay cash for it all now.

xNetworx · 09-13-2006, 07:00 PM

I'd like to know of a good dental one too, already have BCBS for medical

beckie · 09-13-2006, 07:00 PM

Quote:

Originally Posted by Rhino22

Beckie, yeah, the thing is, I think I may need a root canal soon. I wonder how long the wait might be if I get insurance and then wait to have the root canal.

Would I be better off just paying for it myself?

Ouch... I feel bad for you. I hate root canals. Every plan was different, but some were even a 6 month wait. I would see about that Care Credit card if you need something done that quick. Root canals are nasty.

tony286 · 09-13-2006, 07:05 PM

I have found the discount plans are fuck jobs , with lots of up selling. I wish there was a straight dental plan like my medical insurance.

Love Sex · 09-13-2006, 07:17 PM

I find it best to pay cash for dentist.

Also I pay cash because I like to pick the dentist I use. For major things almost every dentist ive been too gave a nice discount for a full payment.

fallenmuffin · 09-13-2006, 07:26 PM

I can only find discount plans for Florida... sucks. I wish there was something good.

Jace · 09-13-2006, 11:46 PM

Quote:

Originally Posted by tony404

I have found the discount plans are fuck jobs , with lots of up selling. I wish there was a straight dental plan like my medical insurance.

we have used Ameriplan for almost 6 years now, they have never tried to upsell us and we get anywhere from a 20%-50% discount every time we go

cool1g · 09-14-2006, 12:16 AM

Blue Cross has a really good plan out here in Cali...i pay like $10 a month or something really cheap like that. free checkups, x-rays and flouride and big discounts on any work done. i can't figure out for the life of me how the dentist makes any $ on what i pay.

Rhino22 · 09-17-2006, 08:40 PM

Man, it seems like there is alot of crap out there

squishypimp · 09-17-2006, 09:07 PM

www.google.com and search it

woj · 09-17-2006, 09:46 PM

Just pay for it yourself, it's not that expensive... If you add up your yearly dental expenses it will be lower than what insurance would have charged you, they are there to make money after all...

shake · 09-17-2006, 10:01 PM

If you have a few friends you could maybe sign up for an normal company plan, and just get them to pay you each month, probably get you something good that way

09-13-2006, 10:55 AM	#1
Rhino22 Confirmed User Join Date: Jan 2004 Location: Florida Posts: 2,288	Dental insurance for self employed people? For the life of me, I can't find a decent dental insurance plan for someone who is self employed. Something that is reasonably priced, and would go in effect right away or within 30 days. I am in Florida. Any help is really appreciated!

09-13-2006, 11:10 AM	#5
Babagirls Text Writer Join Date: Feb 2001 Location: Wisconsin Posts: 18,812	i just pay with cash. but i dont have any fillings or anything. just a checkup and cleaning couple times a year. its like $100/visit or something. i searched for dental ins. a while ago and like you, couldnt find something decent. however, contact blue cross/blue sheild, they sent me (by request) a catalog of plans for dental and medical. __________________ Need a Text Writer? Blogs\|Reviews\|Descriptions\|Paysites\|TGP's\|Stories ICQ: 397892500

09-13-2006, 11:21 AM	#8
DaddyHalbucks A freakin' legend! Industry Role: Join Date: Feb 2004 Location: Las Vegas, Nevada USA Posts: 18,975	Try http://www.dentalplans.com It's not insurance, but it may help. __________________ Boner Money

09-13-2006, 11:21 AM	#9
BT Confirmed User Join Date: Apr 2002 Location: Ft liquordale FL Posts: 6,481	http://www.careington.com has done it for me __________________ IS Prime Hosting Bald Head Shine "BT" The American Dream, baby! " THE HOST WITH THE MOST!" My ICQ 122994792

09-13-2006, 11:22 AM	#10
beckie Confirmed User Join Date: Dec 2004 Location: Michigan Posts: 405	I would like to know too. Most insurance agents told me to put aside $$$ every month for dental work. Also, make sure you take a look at how long your waiting period is for certain things. I looked at one plan that said I had to wait 2 years to have a filling covered! __________________ Sun Designs xxx icq - 16100431

09-13-2006, 10:58 AM	#2
tony286 lurker Industry Role: Join Date: Aug 2002 Location: atlanta Posts: 57,021	if you find one please let us all know

09-13-2006, 10:59 AM	#3
Forest Confirmed User Industry Role: Join Date: Aug 2001 Location: Hollywood Fl. Posts: 8,973	yeah id like to know about thius as well My med insurance is insane b ut I need dental

09-13-2006, 11:09 AM	#4
LilBro Guest Posts: n/a	see if humana is offering something in FLorida...

09-13-2006, 11:11 AM	#6
Rhino22 Confirmed User Join Date: Jan 2004 Location: Florida Posts: 2,288	Nice, I thought I was alone in this... So, anyone know a good place?

09-13-2006, 11:23 AM	#11
Dragar Confirmed User Join Date: Sep 2006 Posts: 1,079	here in Canada we have a few choises so I could'nd help ya __________________

09-13-2006, 01:11 PM	#13
Jace FBOP Class Of 2013 Industry Role: Join Date: Jan 2004 Location: bumfuck, ky Posts: 35,562	a lot of major insurance companies offer dental, but it is just a discount plan, you can get "dental discounts" We use www.ameriplanusa.com for our dental discount, $19 for my wife and I and we get up to 50% off good luck on finding a true "copay" type insurance plan though you can always incorporate and get some employees, then sign up with Delta Dental

09-13-2006, 01:14 PM	#14
Jace FBOP Class Of 2013 Industry Role: Join Date: Jan 2004 Location: bumfuck, ky Posts: 35,562	http://www.deltadentalins.com/

09-13-2006, 01:17 PM	#15
Peaches Old broad Join Date: Oct 2002 Location: Away Posts: 13,933	There's no such thing. With these dental "plans" for individuals you'll be seeing a different dentist each time if you're lucky - most just start at the clinic places to get some experience. I had 6 crowns done recently. 0% interest for a year. No, it's not cheap, but I got to pick MY dentist, who I know is good, to work on something as important as my teeth

09-13-2006, 01:24 PM	#18
sickkittens I am a meat popsicle. Join Date: Jul 2002 Posts: 25,100	Find a local Chamber of Commerce - they usually have real good plans. __________________ HIGHEST PAYOUTS FOR NO-CONSOLE TOURS IN THE ENTIRE INDUSTRY! THIS SIG CAN BE YOURS FOR $200 - ICQ: 78881543

09-13-2006, 01:37 PM	#20
Matt 26z So Fucking Banned Industry Role: Join Date: Apr 2002 Location: ¤ª"˜¨๑۩۞۩๑¨˜"ª¤ Posts: 18,481	Too bad there wasn't a group plan for the industry.

09-13-2006, 06:57 PM	#24
beckie Confirmed User Join Date: Dec 2004 Location: Michigan Posts: 405	I joined my local Chamber of Commerce, but they don't offer dental. Just regular medical/auto. While waiting for my dentist appointment one day, I was watching their TV with this guy talking about how prices of dental work has gone up so much since the 1950's, but the insurance hasn't adjusted to the current prices. This is so true... Most dentists offer a credit card with 0%. It's from Care Credit and it's only for dental work (I think some other type of work, but you can't use it like a credit card - for anything). I was married before to a government employee and they even had crappy dental plans. I got most of my work done before I had to give up the 50% coverage and still need a few things done. I pay cash for it all now. __________________ Sun Designs xxx icq - 16100431

09-13-2006, 07:00 PM	#25
xNetworx So Fucking What Industry Role: Join Date: Jan 2004 Location: Whore Island Posts: 14,445	I'd like to know of a good dental one too, already have BCBS for medical

09-13-2006, 07:05 PM	#27
tony286 lurker Industry Role: Join Date: Aug 2002 Location: atlanta Posts: 57,021	I have found the discount plans are fuck jobs , with lots of up selling. I wish there was a straight dental plan like my medical insurance.

09-13-2006, 07:17 PM	#28
Love Sex Confirmed User Join Date: Nov 2004 Posts: 1,905	I find it best to pay cash for dentist. Also I pay cash because I like to pick the dentist I use. For major things almost every dentist ive been too gave a nice discount for a full payment.

09-13-2006, 07:26 PM	#29
fallenmuffin Confirmed User Industry Role: Join Date: Nov 2005 Posts: 8,170	I can only find discount plans for Florida... sucks. I wish there was something good.

09-14-2006, 12:16 AM	#31
cool1g Confirmed User Join Date: Sep 2002 Location: Hollyweird adjacent Posts: 977	Blue Cross has a really good plan out here in Cali...i pay like $10 a month or something really cheap like that. free checkups, x-rays and flouride and big discounts on any work done. i can't figure out for the life of me how the dentist makes any $ on what i pay. __________________ InterG Media affiliate network (dating, pay per call) EDM Life Affiliates Cash In

09-17-2006, 08:40 PM	#32
Rhino22 Confirmed User Join Date: Jan 2004 Location: Florida Posts: 2,288	Man, it seems like there is alot of crap out there

09-17-2006, 09:07 PM	#33
squishypimp PostMaster General Join Date: Aug 2006 Posts: 10,781	www.google.com and search it __________________ Signature For Sale

09-17-2006, 09:46 PM	#34
woj <&(©¿©)&> Industry Role: Join Date: Jul 2002 Location: Chicago Posts: 47,882	Just pay for it yourself, it's not that expensive... If you add up your yearly dental expenses it will be lower than what insurance would have charged you, they are there to make money after all... __________________ Custom Software Development, email: woj#at#wojfun#.#com to discuss details or skype: wojl2000 or gchat: wojfun or telegram: wojl2000 Affiliate program tools: Hosted Galleries Manager Banner Manager Video Manager Wordpress Affiliate Plugin Pic/Movie of the Day Fansign Generator Zip Manager

09-17-2006, 10:01 PM	#35
shake frc Industry Role: Join Date: Jul 2003 Location: Bitcoin wallet Posts: 4,664	If you have a few friends you could maybe sign up for an normal company plan, and just get them to pay you each month, probably get you something good that way __________________ Crazy fast VPS for $10 a month. Try with $20 free credit