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| Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. |
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09-24-2006, 09:02 PM
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#1 |
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I am a meat popsicle.
Join Date: Jul 2002
Posts: 25,100
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Financing a car...
Do finance companies look for bad credit or the amount of outstanding credit someone has? (Or both?)
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09-24-2006, 09:04 PM
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#2 |
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vip member
Join Date: Jan 2003
Posts: 17,798
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Yes, outstanding payments compared to income, and credit score.
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09-24-2006, 09:16 PM
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#3 |
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PostMaster General
Join Date: Aug 2006
Posts: 10,781
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both i think, if you have alot of outstanding credit or a bad credit score look to get denied or raped with extremely high interest rates and a large down payment.
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09-24-2006, 09:38 PM
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#4 | |
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Choice is an Illusion
Industry Role:
Join Date: Feb 2005
Location: Land of Obama
Posts: 42,635
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Quote:
Plus it depends on what kind of dealer you go to, or what you are looking to buy. Used ar lots are a bit more forgiving than Honda, or some of the new car lots.  |
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09-24-2006, 09:40 PM
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#5 |
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Confirmed User
Join Date: Aug 2004
Posts: 484
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both
they do an overall picture but if you go to the dealer..they will do there best to get you approved..they want to make it work or they wont get paid
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09-24-2006, 09:45 PM
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#6 |
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8.8.8.8
Industry Role:
Join Date: Mar 2006
Location: Noordermarkt
Posts: 30,509
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they cover their asses...
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TAEMDLRMSKRJIXMRLSMRJ. |
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09-24-2006, 09:52 PM
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#7 |
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Too lazy to set a custom title
Join Date: Dec 2001
Location: Charlotte, NC
Posts: 14,137
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I just went by Lexus and they were offering me 7% and my score is 780. Total BS
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09-24-2006, 10:12 PM
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#8 |
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Jägermeister Test Pilot
Industry Role:
Join Date: Dec 2001
Location: NORCAL
Posts: 73,996
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I walk into dealerships with my own loan, although I don't tell them until the last moment.
Then when I have time I shop the loan around for the best rates. Time to do that with my latest car.
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