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Old 12-08-2007, 08:26 PM   #1
Evil Chris
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Do you have medical insurance?

Just wondering...
Medical is free of charge here, and it's generally a great service.
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Old 12-08-2007, 08:55 PM   #2
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Just wondering...
Medical is free of charge here, and it's generally a great service.
here where?
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Old 12-08-2007, 08:56 PM   #3
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Just switching my medical insurance around, turns out I can get it for about $120/month so wheee.
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Old 12-08-2007, 08:57 PM   #4
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fuckin sure do.. only the best
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Old 12-08-2007, 08:57 PM   #5
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here where?
Probably Canada..and yes I do
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Old 12-08-2007, 08:58 PM   #6
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Just switching my medical insurance around, turns out I can get it for about $120/month so wheee.
only 120 a month? lucky duck!
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Old 12-08-2007, 09:00 PM   #7
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Not bad for me, only 184 a month (Blue Cross)
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Old 12-08-2007, 09:06 PM   #8
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Yep. Cheap shit, but had to use it recently and it went hassle free.
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Old 12-08-2007, 09:11 PM   #9
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Nope nobody in my state will sell it to me at any price. I applied with every licensed insurance company in my state and not a one would sell me a policy at any price so anybody that tells you the US health system is great is full of shit. It is only good if you don?t actually need it.
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Old 12-08-2007, 09:12 PM   #10
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oooohhh and yes I do have one too since I started to feel a pain in my knee while working out
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Old 12-08-2007, 09:13 PM   #11
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oooohhh and yes I do have one too since I started to feel a pain in my knee while working out
got norcos? :D
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Old 12-08-2007, 09:16 PM   #12
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got it and this year it didnt go up bad.
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Old 12-08-2007, 09:24 PM   #13
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I pay $1,150 for the 4 of us (wife , 2 kids)

Funny, I used to hate cutting that check because I almoast never need to use it, but once you have kids you gotta roll with the best you can get.
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Old 12-08-2007, 09:32 PM   #14
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all free here
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Old 12-08-2007, 09:37 PM   #15
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We are on an HSA plan, and kick out under $300 a month. I think it is a great program.

Call me crazy but I don't trust a government run health care program (or anything else.)
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Old 12-09-2007, 12:03 AM   #16
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Old 12-09-2007, 12:10 AM   #17
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Yep - costs about $240/year all inclusive. Also got an air ambulance policy - dunno wot for - the health system here is very good and no need to fly to another country - that costs just under $1000 ish.
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Old 12-09-2007, 12:16 AM   #18
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Fully insured here.....and I don't know what I would do without it.......!!!!!!!!!!!
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Old 12-09-2007, 12:17 AM   #19
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Sadly, Webby's policy does not include a rider for idiocy and lunacy.
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Old 12-09-2007, 12:19 AM   #20
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Just wondering...
Medical is free of charge here, and it's generally a great service.
Well.. "free" still costs But know what you mean.

Our "free" Universal Heathcare costs $240, but hard to beat and sounds much the same as Canada. Even if you don't make any payment - they still treat you and don't even ask - it never was about money, but nice to give em credit and pay.
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Old 12-09-2007, 12:20 AM   #21
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Sadly, Webby's policy does not include a rider for idiocy and lunacy.
You got the Mr Stupid hat on tonight troll?
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Old 12-09-2007, 12:21 AM   #22
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Old 12-09-2007, 12:24 AM   #23
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Ofcourse who would not ?
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Old 12-09-2007, 11:51 AM   #24
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Have any of you with insurance ever made a claim?

Was it approved? Denied?
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Old 12-09-2007, 12:03 PM   #25
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Ofcourse who would not ?
Nikki Nova?
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Old 12-09-2007, 12:04 PM   #26
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I do. In France even illegal immigrants get free health-care. (Of course, if you're working you'll have to pay for what begars and bums get for free)
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Old 12-09-2007, 12:14 PM   #27
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here where?
he's in an area where they keep saying tabarnac and ostie all the time.
can you guess where that is ?
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Old 12-09-2007, 12:17 PM   #28
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Have any of you with insurance ever made a claim?

Was it approved? Denied?
Well typically anytime you see a doctor/get a bloodtest/etc, a claim is filed on your behalf. If you know your plan well enough you should know ahead of time what is and isn't allowed. To answer the original question, yes we have health insurance and it's pretty expensive. Upwards of $600/month for the 2 of us.
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Old 12-09-2007, 12:30 PM   #29
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I do. In France even illegal immigrants get free health-care.
wow I shud move to France and stay there illegaly
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Old 12-09-2007, 01:40 PM   #30
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yes I do.
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Old 12-09-2007, 01:49 PM   #31
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I do not have medical insurance
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Old 12-09-2007, 03:16 PM   #32
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Nah.
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Old 12-09-2007, 03:20 PM   #33
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yes of course.
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Old 12-09-2007, 05:49 PM   #34
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The more I know about US medicine, the more I am convinced that free health care for all citizens is the way to go.
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Old 12-09-2007, 05:59 PM   #35
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The more I know about US medicine, the more I am convinced that free health care for all citizens is the way to go.
I don't know....I have a friend in Ireland and there is absolutely no comparison between her prenatal care and my prenatal care (in the USA). She is rather jealous of my care as her care is rather unimpressive. Granted, I really don't know much about Ireland's health care system, I just know that she's not happy with her care. I don't think either system is perfect, but I am very happy with the care I receive here in America. I feel quite safe delivering here.
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Old 12-09-2007, 06:00 PM   #36
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Yep, we have insurance. If you don't you're crazy.
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Old 12-09-2007, 06:04 PM   #37
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Nope - Don't have any. I learned that you should have it, no matter what, if you live in the USA. I was in a really bad car wreck the day before thanksgiving and now im around $6k in medical bill debt.
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Old 12-09-2007, 07:07 PM   #38
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Have any of you with insurance ever made a claim?

Was it approved? Denied?
I make claims every year. Never had a denial. Just had two major operations in a month. One was an emergency but even with the elective surgery I was able to get it w/in days of making the decision and insurance paid it w/in 2 weeks.

BCBS PPO
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Old 12-09-2007, 07:09 PM   #39
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Old 12-09-2007, 08:00 PM   #40
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It's the basic right of everyone here,

You pay like 40 USD / month or your employee pays that

- kids, students, seniors or mothers with small kids at home of course don't pay anything and you will never be declined a treatment.
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Old 12-09-2007, 08:07 PM   #41
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i have blue cross and its just under 120 a month
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Old 12-09-2007, 10:19 PM   #42
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Quote:
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Have any of you with insurance ever made a claim?

Was it approved? Denied?
The doctor's office sends that shit in, and yes, for what is covered. They approve it and send me an invoice showing what they paid, and what I have to pay.
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Old 12-09-2007, 10:26 PM   #43
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all free here
², I love Belgium
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Old 12-09-2007, 10:32 PM   #44
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Here its free if you want but you get a better service in private hospitals, its 50-100 bucks, I live in Montevideo, Uruguay
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Old 12-09-2007, 11:58 PM   #45
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My balls are insured.
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Old 12-10-2007, 02:02 AM   #46
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If you mean health insurance, yes. I never use it though... but in case something happens... Too bad it's not free
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Old 12-10-2007, 02:13 AM   #47
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Yep, we have insurance. If you don't you're crazy.
Yeah, without a financial clusterfuck could be knocking on your door every day
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Old 08-12-2008, 01:25 PM   #48
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i havent had medical insurance in 10 years.

last month i nearly stepped on a rattlesnake wearing sneakers and shorts in the desert, alone, a few miles from anywhere. lucky for me it did not strike even though it was 4 inches from my ankle. instead, it moved out from under my foot to avoid being stepped on, coiled, and rattled.

wake up call!

anti venom costs 1500$ a vial and many victims need 100 vials.

so, where/who should i get health insurance for just myself?

Last edited by fuzzylogic; 08-12-2008 at 01:26 PM.. Reason: bolding text
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Old 08-12-2008, 01:35 PM   #49
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I think it depends on what state you live in, some have high risk pools, some require an insurer of last resort, etc. I myself have a BCBS plan that isn't bad but really depends on what you need how much you pay. End of the day most insurance I've seen is only good for moderate users, I have a ton of medical stuff now and I'd much rather pay cash without insurance if I could afford it.
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Old 08-12-2008, 01:55 PM   #50
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I don't know....I have a friend in Ireland and there is absolutely no comparison between her prenatal care and my prenatal care (in the USA). She is rather jealous of my care as her care is rather unimpressive. Granted, I really don't know much about Ireland's health care system, I just know that she's not happy with her care. I don't think either system is perfect, but I am very happy with the care I receive here in America. I feel quite safe delivering here.
Absolutely no comparison. That's right.

Infant mortality rate in the US: 6.3/1000
Infant mortality rate in Ireland: 4.9/1000

Maternal mortality rate in the US: 8/100k
Maternal mortality rate in Ireland: 6/100k

You'd be a hell of a lot safer delivering in Ireland
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