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Old 09-22-2008, 03:27 PM   #1
DWB
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Bank of America to me "I'm sorry we can not release your funds" WTF!!!??!!

Just kidding. I don't bank there. Ya'll fucked.
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Old 09-22-2008, 03:27 PM   #2
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i'm glad those trannies shit all over your couch.
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Old 09-22-2008, 03:28 PM   #3
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i'm glad those trannies shit all over your couch.
Wasn't my couch.

But I did have to smell it and clean it up.
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Old 09-22-2008, 03:30 PM   #4
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What's wrong with BofA?

I've been banking there for years and have a considerable size of money in one account with out any issues.
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Old 09-22-2008, 03:31 PM   #5
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Just kidding. I don't bank there. Ya'll fucked.
I fell for it.
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Old 09-22-2008, 03:41 PM   #6
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I fell for it.
As long as one person here sees the thread title and thinks "aw fuck" because ALL his money is with them.
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Old 09-22-2008, 04:02 PM   #7
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What's wrong with BofA?

I've been banking there for years and have a considerable size of money in one account with out any issues.
I hope you don't have over 100k in any account with them..
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Old 09-22-2008, 04:04 PM   #8
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I hope you don't have over 100k in any account with them..
No, I wouldn't keep 100k with any one account or place. Thats too many eggs in once basket. But has got me thinking about where to place my Roth IRA.
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Old 09-22-2008, 04:06 PM   #9
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i'm pretty sure the FDIC is per person, not per acct....
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Old 09-22-2008, 04:08 PM   #10
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Have you ever thought maybe a mass panic of people trying to withdrawl all their money from BofA might be a bad thing? I'm pretty sure they can't afford to have something like that happen because they don't literally have EVERYONES money at once. I'm just going to throw 'you people' into the idiots bin for the time being. Ugh..

Edit: ok, it's a joke I get it. But this goes for the people that have been making a fuss about this shit.
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Old 09-22-2008, 04:11 PM   #11
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Have you ever thought maybe a mass panic of people trying to withdrawl all their money from BofA might be a bad thing? I'm pretty sure they can't afford to have something like that happen because they don't literally have EVERYONES money at once. I'm just going to throw 'you people' into the idiots bin for the time being. Ugh..

Edit: ok, it's a joke I get it. But this goes for the people that have been making a fuss about this shit.
Who withdraws their full account funds in cash anyways? You just make a bank-to-bank transfer. It's moving digits around in a database. Paper money is dead.
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Old 09-22-2008, 04:13 PM   #12
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Who withdraws their full account funds in cash anyways? You just make a bank-to-bank transfer. It's moving digits around in a database. Paper money is dead.
Ok but could they afford to even move so many digits at once? I'm sure at least a couple people would be shitting their pants.
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Old 09-22-2008, 04:17 PM   #13
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Ok but could they afford to even move so many digits at once? I'm sure at least a couple people would be shitting their pants.
They'd close shop and the FDIC would then move the digits.. either way its not like you're NOT going to get your money. Unless your 100k+ then you get like 30 cents on the dollar for anything over that. Most people are smart enough to move their cash around, CDs, third party savings, IRAs etc. It's really small business owners who are in limbo (100k in, 34k about to go out, then bank shuts down)
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Old 09-22-2008, 04:19 PM   #14
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dammit. buzz kill.
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Old 09-22-2008, 04:29 PM   #15
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Well go and try to take out $5,000 cash and see what they say....
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Old 09-22-2008, 04:33 PM   #16
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i'm pretty sure the FDIC is per person, not per acct....
It's $100,000 per person per bank.
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Old 09-22-2008, 04:35 PM   #17
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It's $100,000 per person per bank.
did you verify that? i am too lazy to look it up.......
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Old 09-22-2008, 04:45 PM   #18
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The FDIC insures accounts at different banks separately. For example, a person with accounts at two separate banks (not merely branches of the same bank) can keep $100,000 in each account and be insured for the total of $200,000. Also, accounts in different ownerships (such as beneficial ownership, trusts, and joint accounts) are considered separately for the $100,000 insurance limit. The Federal Deposit Insurance Reform Act of 2005 raised the amount of insurance for an Individual Retirement Account to $250,000.
http://en.wikipedia.org/wiki/Fdic
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Old 09-22-2008, 04:52 PM   #19
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That's a sick joke LOL ...
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