Insurance claim help - they are trying to replace my LAPTOP with a pile of crap - GoFuckYourself.com

CunningStunt · 10-23-2008, 06:16 PM

So my VAIO laptop died, dirty power / dodgy electrics etc, not sure exactly why, just is dead.

It cost me $1980 about 3 years ago, and at the time, damn good machine. Of course the spec now is the lowest possible you can buy.

I put in a claim, and they've offered to replace it with....a VAIO NS something or other, intergrated crappy graphics and 1Gb ram piece of shit at $800.

How the fuck is that a "replace like for like" policy?

Talk about being sucked in.

Going to fight it.

WiredGuy · 10-23-2008, 06:33 PM

What was the specs on the old one and the new one?
WG

Phoenix · 10-23-2008, 06:35 PM

buy a new one...laptop dies...i didnt know that was an insurance claim

After Shock Media · 10-23-2008, 06:40 PM

Quote:

Originally Posted by CunningStunt

So my VAIO laptop died, dirty power / dodgy electrics etc, not sure exactly why, just is dead.

It cost me $1980 about 3 years ago, and at the time, damn good machine. Of course the spec now is the lowest possible you can buy.

I put in a claim, and they've offered to replace it with....a VAIO NS something or other, intergrated crappy graphics and 1Gb ram piece of shit at $800.

How the fuck is that a "replace like for like" policy?

Talk about being sucked in.

Going to fight it.

are the specs pretty much the same as what you bought 3 years ago?
Isn't depreciation and usage allowed to be considered as well. I mean you did get 3 years of use out of it. Hell do you think you would even get 800.00 out of yours assuming it worked and was sold?

Only thing I could see as being wrong was if the specs are different.

~Ray · 10-23-2008, 06:41 PM

poor you

Slick · 10-23-2008, 06:54 PM

I'd take new replacement laptop, sell it on Ebay, take whatever profit you get and put it towards a better one.

How is it getting replaced ? Did you buy an extended warranty or something when you originally bought it ?

WarChild · 10-23-2008, 07:00 PM

Your 3 year old laptop is a pile of crap now. Count your lucky stars you're getting something back from it.

collegeboobies · 10-23-2008, 07:07 PM

Holy shit I got a pile of laptops sitting around does homeowners insurance cover any of them?

CunningStunt · 10-23-2008, 07:08 PM

Quote:

Originally Posted by Slick

I'd take new replacement laptop, sell it on Ebay, take whatever profit you get and put it towards a better one.

How is it getting replaced ? Did you buy an extended warranty or something when you originally bought it ?

I think the Ebay option is probably the best. Your Home Insurance policy covers all sorts of things

Well actually, I am getting a bit greedy with it now

I should count myself lucky to get anything. Just had my eye on a 4Gb Lenovo with 512mb dedicated graphics

The spec is about the same.

Manowar · 10-23-2008, 07:49 PM

the ebay option is the best, insurance sucks like that but on things like cars you are happy it's like for like because thats where they get fucked

nekrom · 10-23-2008, 07:58 PM

Which insurance company mate? Allianz are a bunch of muppets when it comes to claims.

-N

CunningStunt · 10-23-2008, 08:43 PM

NRMA. I can see where they're coming from with the depreciation etc. Just a shame, was looking forward to a better new toy

Spunky · 10-23-2008, 09:01 PM

That's been the standard excuse forever.you usually can pay to upgrade to a better system in lieu

10-23-2008, 06:16 PM	#1
CunningStunt Confirmed User Industry Role: Join Date: Aug 2006 Posts: 5,594	Insurance claim help - they are trying to replace my LAPTOP with a pile of crap So my VAIO laptop died, dirty power / dodgy electrics etc, not sure exactly why, just is dead. It cost me $1980 about 3 years ago, and at the time, damn good machine. Of course the spec now is the lowest possible you can buy. I put in a claim, and they've offered to replace it with....a VAIO NS something or other, intergrated crappy graphics and 1Gb ram piece of shit at $800. How the fuck is that a "replace like for like" policy? Talk about being sucked in. Going to fight it.

10-23-2008, 06:33 PM	#2
WiredGuy Pounding Googlebot Industry Role: Join Date: Aug 2002 Location: Canada Posts: 34,469	What was the specs on the old one and the new one? WG __________________ I play with Google.

10-23-2008, 06:35 PM	#3
Phoenix BACON BACON BACON Industry Role: Join Date: Nov 2002 Location: Poems everybody, the laddie fancies himself a poet Posts: 35,457	buy a new one...laptop dies...i didnt know that was an insurance claim __________________ Skype Phoenixskype1 Telegram PhoenixBrad https://quantads.io

10-23-2008, 06:41 PM	#5
~Ray visit hardlinks.org Industry Role: Join Date: Jun 2003 Location: Las Vegas , Nv >>> [email protected] or icq 94994627 anytime Posts: 18,362	poor you __________________ Adult Backlinks for Adult Websites - Testimonials Available

10-23-2008, 07:00 PM	#7
WarChild Let slip the dogs of war. Industry Role: Join Date: Jan 2003 Location: Bermuda Posts: 17,263	Your 3 year old laptop is a pile of crap now. Count your lucky stars you're getting something back from it. __________________ .

10-23-2008, 06:54 PM	#6
Slick Confirmed User Industry Role: Join Date: Feb 2001 Location: Houghton, MI Posts: 7,338	I'd take new replacement laptop, sell it on Ebay, take whatever profit you get and put it towards a better one. How is it getting replaced ? Did you buy an extended warranty or something when you originally bought it ?

10-23-2008, 07:07 PM	#8
collegeboobies So Fucking Banned Join Date: Jul 2004 Posts: 3,644	Holy shit I got a pile of laptops sitting around does homeowners insurance cover any of them?

10-23-2008, 07:49 PM	#10
Manowar jellyfish Join Date: Dec 2003 Posts: 71,528	the ebay option is the best, insurance sucks like that but on things like cars you are happy it's like for like because thats where they get fucked

10-23-2008, 07:58 PM	#11
nekrom Confirmed User Industry Role: Join Date: Mar 2004 Location: Australia/Asia Posts: 921	Which insurance company mate? Allianz are a bunch of muppets when it comes to claims. -N __________________ Free Traffic

10-23-2008, 08:43 PM	#12
CunningStunt Confirmed User Industry Role: Join Date: Aug 2006 Posts: 5,594	NRMA. I can see where they're coming from with the depreciation etc. Just a shame, was looking forward to a better new toy

10-23-2008, 09:01 PM	#13
Spunky I need a beer Industry Role: Join Date: Jun 2002 Location: ♠ Toiletville ♠ Posts: 133,939	That's been the standard excuse forever.you usually can pay to upgrade to a better system in lieu __________________ *YOUR INFORMATION HERE*