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11-11-2008, 06:17 PM
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#1 |
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Confirmed User
Join Date: Mar 2008
Location: London, Saint-Tropez, Bermuda, Moscow
Posts: 5,289
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Well, FUCK being responsible!
A good friend of mine just called me and said that he got letters from collection agencies this week all offering an 80% discount on his debt. He just paid off over $7,000 in debt for less than $1,500!! He's calling and emailing all his friends to brag about it
 Variations of this are in all his settlement letters... "We understand that many are facing challenges in these troubling economic times, and we want to work with you on settling this debt. Now that Fall is finally here, why not take action and have this account fall into a new category - 'paid in full'? How you may ask? By taking advantage of our discount offer to you this month, a 80% discount on your current balance of $###.##" This guy was an irresponsible bastard who just ignored his debt for years and he even had the money to pay off a large amount of his debt, but couldn't be bothered since he wanted to spend money on other things. Being responsible is definitely NOT smart right now folks........  |
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11-11-2008, 06:19 PM
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#2 |
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Confirmed User
Join Date: Apr 2005
Posts: 238
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Fucking looters.
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.NET Windows and Web Applications Developer ICQ: 484-388-695 |
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11-11-2008, 06:28 PM
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#3 |
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Confirmed User
Join Date: Apr 2008
Location: Australia
Posts: 1,002
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Are you sure he didn't just pay some scammer $1500 lol.
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11-11-2008, 06:35 PM
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#4 |
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It's coming look busy
Join Date: Mar 2001
Location: "Ph'nglui mglw'nafh Cthulhu R'lyeh wgah'nagl fhtagn".
Posts: 35,299
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It was in collections and perhaps the 2nd or 3rd agency by then. It already is on his credit report as 30,60,90,180 etc. from original company. Agency just bought it cheap and possibly sold it a few times until you get what you see. A crazy ass offer to collect something. The agency will also report back that it was paid (not sure about paid in full - agencies are often as crooked as hell). The may tell company they got paid in full so it can be removed now etc. Company itself well... their report can say otherwise.
However yes if you do not care about your credit report, credit, etc. Then sure being responsible makes no sense.
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11-11-2008, 08:07 PM
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#5 |
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So Fucking Banananananas
Industry Role:
Join Date: Mar 2003
Location: If I was in your ass you'd know it
Posts: 12,991
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unless you want to get a loan or mortgage with the new few years, then your screwed.
id rather pay back $7k then have a derogatory tradeline on my credit history
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Email: Clicky on Me |
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11-11-2008, 09:02 PM
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#6 |
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Confirmed User
Join Date: Feb 2003
Location: Here There and Everywhere
Posts: 5,477
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Sounds shady
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Free to Play MMOs and MMORPGs |
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