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Welcome to the GoFuckYourself.com - Adult Webmaster Forum forums. You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today! If you have any problems with the registration process or your account login, please contact us. |
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| Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. |
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Thread Tools |
12-18-2008, 09:30 AM
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#1 |
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Confirmed User
Join Date: Feb 2002
Location: phila
Posts: 1,827
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Here is some GREAT ADVICE---REFI NOW
I just bought a mortage 60 days ago at 6.25......Can get them now at 5 or less...They won't drop too much more I think...I save a few 100 a month
anyone paying above 6 should def refi.... |
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12-18-2008, 09:36 AM
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#2 |
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Confirmed User
Join Date: Jul 2008
Location: Red Bank NJ
Posts: 1,156
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Already on it
 Shooting for 4.75, fingers crossed. |
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12-18-2008, 09:37 AM
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#3 |
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Confirmed User
Industry Role:
Join Date: Jun 2001
Location: Sunny Land
Posts: 5,593
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problem is most people that bought 3 or 4 years ago have no lost all their equity and are upside down, so they can't refi without dropping another 10% to 20% as a down payment on the refi.
__________________
Contact me: \\// E: webmaster /at/ unprofessional.com |
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12-18-2008, 09:40 AM
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#4 |
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Confirmed User
Join Date: Dec 2004
Location: Califonia
Posts: 3,721
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They will drop after new year. Between 4 to 4.75.
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12-18-2008, 10:01 AM
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#5 |
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Confirmed User
Join Date: Feb 2002
Location: phila
Posts: 1,827
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They will never go down below 4.5
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12-18-2008, 10:09 AM
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#6 | |
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Confirmed User
Join Date: Feb 2002
Location: phila
Posts: 1,827
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Quote:
on an approx 400k mortage which was at 6.25...the refi is about 7k with title ins...savings is over $200 a month... so on total amount i figure it takes about 3 years to break even. it does depend on your future plans like Im planning to move in 5 years...so for me its not a home run but it still pays for itself. Especially for people planning to stay at there homes a LONG time its fooolish not to lock in at such low rates |
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12-18-2008, 10:36 AM
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#7 |
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Too lazy to set a custom title
Join Date: Dec 2001
Location: Charlotte, NC
Posts: 14,137
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I would wait till new year.
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