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| Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. |
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03-04-2009, 04:53 AM
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#1 |
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Confirmed User
Join Date: Apr 2003
Location: Texas / London
Posts: 2,204
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Credit crunch not always bad
Credit crunch not always bad...
I just re-mortgaged my home on a 25 year note at 5% no escrow.. My house also appraised for 70k more than I purchased it for 15 months ago so I was able to get rid of the 2nd not and just have one saving $500 a month.. The best thing is now each month double the amount will go to principle compared to my old note plus I have 3.5 years less of payments.
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03-04-2009, 05:09 AM
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#2 |
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I got bored here.
Industry Role:
Join Date: Dec 2002
Location: Las Vegas
Posts: 20,733
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Captain Crunch isnt always bad either.
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03-04-2009, 08:23 AM
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#3 |
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Confirmed User
Join Date: Jan 2009
Posts: 1,308
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Really good news for you dude.
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03-04-2009, 10:54 AM
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#4 |
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Too lazy to set a custom title
Join Date: Mar 2002
Location: Australia
Posts: 17,393
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Lucky you. The "crunch" doesn't seem to be quite so bad in Australia, but I had my vacant land professionally valued a couple of months ago and its value has risen by about 5% in 3 years. That's a totally shitty ROI, lower than inflation even. If I sold it today I'd lose money (considering all of the loan interest that's been paid), but at least there would still be enough from the sale proceeds to cover everything that's owed to the bank, with maybe a few $K left over as cash...
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