Health Care The Real Facts - GoFuckYourself.com

TheSenator · 07-21-2009, 07:37 PM

I wonder who is behind this 'grass roots" site?
http://healthcare.change.org/blog/vi...propaganda_war

http://www.gethealthreformright.org/...myths_vs_facts
===============================================
Myths vs. Facts

MYTH: A government plan will provide more choice ? people could keep their existing employer coverage or enroll in the new government plan.

FACT: Creating a new government plan would cause the employer-provided health insurance system that 160 million Americans rely on today to unravel. A recent study estimates that up to 119 million people with private coverage would be shifted into the new government plan almost overnight. Private insurance premiums would skyrocket due to government cost-shifting, making private health insurance unaffordable for most Americans. The government plan would quickly become the only affordable option for coverage. The government plan also could lead to less choice of providers and cause massive delays in access to care and long waits for services.

MYTH: Employer-based health coverage is vanishing.

FACT: The percentage of large employers (those with 200 or more employees) that offer insurance to their workers has held steady between 98 and 99 percent since 1999. (1)

* 99 percent of large employers (with 200 or more employees) and 94 percent of firms with 50-199 employees offer coverage.
* Even among smaller firms, most employers offer coverage, including 90 percent of firms with 25-49 employees and 78 percent of firms with 10-24 workers.

MYTH: Workers pay more for their health coverage than employers contribute.

FACT: Employers heavily subsidize their employees? coverage. (2)

* The average employer subsidy is 84 percent for individual coverage and 73 percent for family coverage.
* The average annual total premium cost paid by the employer and employee is $4,704 for single coverage and $12,680 for family coverage.
* Of the total premium, the average annual worker contribution for single and family coverage is $721 and $3,354, respectively.
* Total premiums for covered workers in small firms (3-199 workers) are similar to those for covered workers in large firms (200 or more workers) for both single and family coverage. Annual premiums for single coverage are $4,586 (small firms) and $4,763 (large firms), and annual premiums for family coverage are $12,091 (small firms) and $12,973 (large firms).

MYTH: Most workers aren?t happy with the quality of the health coverage they receive from employers.

FACT: Employees generally are highly satisfied with their coverage.

* In a recent employee survey, over two-thirds of employees rated their current employer-based coverage as ?excellent? or ?very good.? (3)
* 60 percent of employees rank health insurance as their most important employer benefit. In comparison, the second most cited response by employees was retirement plans, with only 17 percent of employees ranking those as most important. (4)
* In a 2007 Watson Wyatt survey, 82 percent of employees said they were satisfied with their ability to choose a doctor. (5)

MYTH: Under most employer-sponsored health plans, workers can?t choose their own doctors.

FACT: The majority of employees with employer-sponsored coverage (80 percent) have a broad choice of doctors: (6)

* PPO: 58 percent
* Point-of-Service: 12 percent
* High-Deductible Health Plan: 8 percent
* Traditional Indemnity: 2 percent
* Only 20 percent are enrolled in HMOs and must use doctors within the HMO.

MYTH: Most employees would rather have a higher salary than employer-provided health coverage.

FACT: The value employees place on health benefits exceeds the actual cost of those benefits. (7)

* 76 percent of employees preferred $7,500 in employer-based health coverage to an additional $7,500 in wages.
* Those preferring health benefits were asked what dollar increase in taxable income would be required for them to give up $7,500 of employer health benefits. 50 percent said $10,000 or more; 11 percent said no increase in taxable income would be enough.

MYTH: The plight of the uninsured doesn?t impact those of us with insurance.

FACT: The cost of uncompensated care for the uninsured contributes significantly to the cost of employer-sponsored coverage.

* Uncompensated care for the uninsured added $922 to the costs of employer-sponsored family coverage and $341 to the costs of employer-sponsored single person coverage in 2005. (8)

MYTH: Government programs don?t impact the cost of private care.

FACT: The continued underpayment of providers by public programs has devastating consequences for families and employers that are struggling to afford healthcare coverage. Low Medicare and Medicaid reimbursements to hospitals and physicians lead to significantly higher health insurance costs for consumers and employers. Annual healthcare spending for an average family of four is $1,788 higher than it would be if Medicare, Medicaid and private employers paid hospitals and physicians similar rates, with total provider reimbursement unchanged.

===============================================

I can't believe people are for the big healthcare companies raping you up the ass.

dav3 · 07-21-2009, 08:04 PM

They forgot to sprinkle socialism in there for maximum effect.

Kevin Marx · 07-21-2009, 08:24 PM

Quote:

Originally Posted by TheSenator

Private insurance premiums would skyrocket due to government cost-shifting,

Is cost shifting kind of like time-shifting in the copyright infringement argument?

LOL

Where's Gideon??? get him in on this. He know's gov't and laws better than anyone!

Read the whole Healthcare Bill... it's very scary. If it were just about Healthcare it would be an interesting debate. There's toooooooooo many additional clauses in it that make big gov't and big brother more prevalent.

kane · 07-21-2009, 08:46 PM

I'm pretty pessimistic when it comes to the future of this country as it pertains to health care. I think one of two things is going to happen.

1. We do nothing. they talk a good game, but ultimately there is no change in health care and things go on as they always have. This means the cost of health care will continue to rise, the cost of premiums will continue to rise, the rate of denials of service will continue to rise and medical related bankruptcies will continue to rise. Eventually it will get expensive enough that employers will start passing more and more of the cost onto their employees or they will just hire fewer people because they can't afford to give them benefits. The insurance and pharmaceutical companies will continue to pillage the American people and we will see our heath care system become so expensive that it will cost everyone a much larger percentage of their income then it is now.

Or.

2. The government creates a national health care system and brings lower cost health care to everyone. The problem is it is so mismanaged and screwed up that it bankrupts the government and they crank up the taxes to pay for it.

I think having an affordable, good health care system is possible, but I thing there are so many special interests involved that it will never actually happen.

LiveDose · 07-21-2009, 08:51 PM

Kane I believe you summed it up. Too much corruption on all sides for anything productive to actually happen. The system we have now is far from perfect but having bureaucrats 'fix' it is a complete joke.

96ukssob · 07-21-2009, 09:14 PM

FACT: health care companies are all thieves and will continue to raise rates and lower coverage each month. It will take you weeks or months to get them to pay bills they are supposed to pay, or give you some excuse why they will not pay for it now, then you get a letter from the doctor saying you owe them MORE because of interest and fees.

BFT3K · 07-21-2009, 09:25 PM

Quote:

Originally Posted by bossku69

FACT: health care companies are all thieves and will continue to raise rates and lower coverage each month. It will take you weeks or months to get them to pay bills they are supposed to pay, or give you some excuse why they will not pay for it now, then you get a letter from the doctor saying you owe them MORE because of interest and fees.

That sounds about right.

baddog · 07-21-2009, 09:31 PM

Quote:

Originally Posted by bossku69

FACT: health care companies are all thieves and will continue to raise rates and lower coverage each month. It will take you weeks or months to get them to pay bills they are supposed to pay, or give you some excuse why they will not pay for it now, then you get a letter from the doctor saying you owe them MORE because of interest and fees.

I have NEVER heard of ANY doctor that charged interest or fees on a medical bill. I am not sure they are even allowed to by law.

And believe me, I have dealt with 100's of different doctors and their billing practices.

TheSenator · 07-21-2009, 09:41 PM

Quote:

Originally Posted by LiveDose

Kane I believe you summed it up. Too much corruption on all sides for anything productive to actually happen. The system we have now is far from perfect but having bureaucrats 'fix' it is a complete joke.

I rather have a bureaucrat than an CEO getting a bonus for denying health care.

baddog · 07-21-2009, 09:42 PM

Quote:

Originally Posted by TheSenator

I rather have a bureaucrat than an CEO getting a bonus for denying health care.

You would.

LiveDose · 07-22-2009, 07:02 AM

Quote:

Originally Posted by TheSenator

I rather have a bureaucrat than an CEO getting a bonus for denying health care.

Not me.

LiveDose · 07-22-2009, 07:05 AM

Out of curiosity how do you think a lot of these Senators live in multi million dollar townhomes in DC after making just above 6 figures a year while they've been living off of us? Trust me they get 'bonuses'. They trade our money and trust for 'bonuses'. Stop fooling yourself.

DaCaptain · 07-23-2009, 07:01 AM

Amen Brotha...I hope that our country is not naive enough to let the government take over our health care system.

07-21-2009, 07:37 PM	#1
TheSenator Too lazy to set a custom title Industry Role: Join Date: Feb 2003 Location: NJ Posts: 13,332	Health Care The Real Facts I wonder who is behind this 'grass roots" site? http://healthcare.change.org/blog/vi...propaganda_war http://www.gethealthreformright.org/...myths_vs_facts =============================================== Myths vs. Facts MYTH: A government plan will provide more choice ? people could keep their existing employer coverage or enroll in the new government plan. FACT: Creating a new government plan would cause the employer-provided health insurance system that 160 million Americans rely on today to unravel. A recent study estimates that up to 119 million people with private coverage would be shifted into the new government plan almost overnight. Private insurance premiums would skyrocket due to government cost-shifting, making private health insurance unaffordable for most Americans. The government plan would quickly become the only affordable option for coverage. The government plan also could lead to less choice of providers and cause massive delays in access to care and long waits for services. MYTH: Employer-based health coverage is vanishing. FACT: The percentage of large employers (those with 200 or more employees) that offer insurance to their workers has held steady between 98 and 99 percent since 1999. (1) * 99 percent of large employers (with 200 or more employees) and 94 percent of firms with 50-199 employees offer coverage. * Even among smaller firms, most employers offer coverage, including 90 percent of firms with 25-49 employees and 78 percent of firms with 10-24 workers. MYTH: Workers pay more for their health coverage than employers contribute. FACT: Employers heavily subsidize their employees? coverage. (2) * The average employer subsidy is 84 percent for individual coverage and 73 percent for family coverage. * The average annual total premium cost paid by the employer and employee is $4,704 for single coverage and $12,680 for family coverage. * Of the total premium, the average annual worker contribution for single and family coverage is $721 and $3,354, respectively. * Total premiums for covered workers in small firms (3-199 workers) are similar to those for covered workers in large firms (200 or more workers) for both single and family coverage. Annual premiums for single coverage are $4,586 (small firms) and $4,763 (large firms), and annual premiums for family coverage are $12,091 (small firms) and $12,973 (large firms). MYTH: Most workers aren?t happy with the quality of the health coverage they receive from employers. FACT: Employees generally are highly satisfied with their coverage. * In a recent employee survey, over two-thirds of employees rated their current employer-based coverage as ?excellent? or ?very good.? (3) * 60 percent of employees rank health insurance as their most important employer benefit. In comparison, the second most cited response by employees was retirement plans, with only 17 percent of employees ranking those as most important. (4) * In a 2007 Watson Wyatt survey, 82 percent of employees said they were satisfied with their ability to choose a doctor. (5) MYTH: Under most employer-sponsored health plans, workers can?t choose their own doctors. FACT: The majority of employees with employer-sponsored coverage (80 percent) have a broad choice of doctors: (6) * PPO: 58 percent * Point-of-Service: 12 percent * High-Deductible Health Plan: 8 percent * Traditional Indemnity: 2 percent * Only 20 percent are enrolled in HMOs and must use doctors within the HMO. MYTH: Most employees would rather have a higher salary than employer-provided health coverage. FACT: The value employees place on health benefits exceeds the actual cost of those benefits. (7) * 76 percent of employees preferred $7,500 in employer-based health coverage to an additional $7,500 in wages. * Those preferring health benefits were asked what dollar increase in taxable income would be required for them to give up $7,500 of employer health benefits. 50 percent said $10,000 or more; 11 percent said no increase in taxable income would be enough. MYTH: The plight of the uninsured doesn?t impact those of us with insurance. FACT: The cost of uncompensated care for the uninsured contributes significantly to the cost of employer-sponsored coverage. * Uncompensated care for the uninsured added $922 to the costs of employer-sponsored family coverage and $341 to the costs of employer-sponsored single person coverage in 2005. (8) MYTH: Government programs don?t impact the cost of private care. FACT: The continued underpayment of providers by public programs has devastating consequences for families and employers that are struggling to afford healthcare coverage. Low Medicare and Medicaid reimbursements to hospitals and physicians lead to significantly higher health insurance costs for consumers and employers. Annual healthcare spending for an average family of four is $1,788 higher than it would be if Medicare, Medicaid and private employers paid hospitals and physicians similar rates, with total provider reimbursement unchanged. =============================================== I can't believe people are for the big healthcare companies raping you up the ass. __________________ ISeekGirls.com since 2005

07-21-2009, 08:04 PM	#2
dav3 Confirmed User Industry Role: Join Date: May 2007 Posts: 7,348	They forgot to sprinkle socialism in there for maximum effect. __________________ Webmasters :: Juicy Ads :: ACWM :: Crak Revenue :: Money Tree

07-21-2009, 08:51 PM	#5
LiveDose Show Yer Tits! Industry Role: Join Date: Feb 2002 Location: Somewhere Out there... Posts: 25,792	Kane I believe you summed it up. Too much corruption on all sides for anything productive to actually happen. The system we have now is far from perfect but having bureaucrats 'fix' it is a complete joke. __________________ Scammer Alert: acer19 acer [email protected] [email protected] Money stolen using PayPal

07-21-2009, 09:14 PM	#6
96ukssob So Fucking Banananananas Industry Role: Join Date: Mar 2003 Location: If I was in your ass you'd know it Posts: 12,991	FACT: health care companies are all thieves and will continue to raise rates and lower coverage each month. It will take you weeks or months to get them to pay bills they are supposed to pay, or give you some excuse why they will not pay for it now, then you get a letter from the doctor saying you owe them MORE because of interest and fees. __________________ Email: Clicky on Me

07-22-2009, 07:05 AM	#12
LiveDose Show Yer Tits! Industry Role: Join Date: Feb 2002 Location: Somewhere Out there... Posts: 25,792	Out of curiosity how do you think a lot of these Senators live in multi million dollar townhomes in DC after making just above 6 figures a year while they've been living off of us? Trust me they get 'bonuses'. They trade our money and trust for 'bonuses'. Stop fooling yourself. __________________ Scammer Alert: acer19 acer [email protected] [email protected] Money stolen using PayPal

07-21-2009, 08:46 PM	#4
kane Too lazy to set a custom title Join Date: Aug 2001 Location: portland, OR Posts: 20,684	I'm pretty pessimistic when it comes to the future of this country as it pertains to health care. I think one of two things is going to happen. 1. We do nothing. they talk a good game, but ultimately there is no change in health care and things go on as they always have. This means the cost of health care will continue to rise, the cost of premiums will continue to rise, the rate of denials of service will continue to rise and medical related bankruptcies will continue to rise. Eventually it will get expensive enough that employers will start passing more and more of the cost onto their employees or they will just hire fewer people because they can't afford to give them benefits. The insurance and pharmaceutical companies will continue to pillage the American people and we will see our heath care system become so expensive that it will cost everyone a much larger percentage of their income then it is now. Or. 2. The government creates a national health care system and brings lower cost health care to everyone. The problem is it is so mismanaged and screwed up that it bankrupts the government and they crank up the taxes to pay for it. I think having an affordable, good health care system is possible, but I thing there are so many special interests involved that it will never actually happen.

07-23-2009, 07:01 AM	#13
DaCaptain Confirmed User Join Date: Nov 2007 Location: In the South. Posts: 797	Amen Brotha...I hope that our country is not naive enough to let the government take over our health care system. __________________ Email me at jeff at rouge dot net