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GFED 10-01-2013 11:55 AM

Cheaper healthcare or a bunch of bullshit?
 
Haven't really kept up with this obamacare crap, but is it suppose to make healthcare more affordable or is it a bunch of bullshit? I've received numerous mails from healthcare such as Blue Cross that say I should buy their healthcare now because when obamacare takes effect, healthcare prices will rise.

fitzmulti 10-01-2013 12:01 PM

It was bullshit from day one.

acctman 10-01-2013 12:02 PM

if you don't have its cheaper and it does not discriminate if you already have an existing health issue which is a big thing for a lot of people.

KillerK 10-01-2013 12:03 PM

It will be more expensive then it is currently.

acctman 10-01-2013 12:03 PM

Quote:

Originally Posted by fitzmulti (Post 19818600)
It was bullshit from day one.

not bullshit if you have an existing health problem and you get denied by insurance companies.

acctman 10-01-2013 12:04 PM

Quote:

Originally Posted by KillerK (Post 19818602)
It will be more expensive then it is currently.

it will just make providers lower there rates to compete

fitzmulti 10-01-2013 12:06 PM

Quote:

Originally Posted by acctman (Post 19818604)
not bullshit if you have an existing health problem and you get denied by insurance companies.

I do, and I have been.
So, being FORCED to buy UNaffordable health care...or be "fined", LOL!
What a joke "OBAMAcare", LOL!

acctman 10-01-2013 12:25 PM

Quote:

Originally Posted by fitzmulti (Post 19818608)
I do, and I have been.
So, being FORCED to buy UNaffordable health care...or be "fined", LOL!
What a joke "OBAMAcare", LOL!

I will admit I was also pissed with the $95 fine for not having insurance but its a tax fine. I still was like wtf, but in the bigger picture it not to big of a deal. Think about it like this we all pay into social security in which we'll probably never get that money back.

The health care has to be paid for some how, and i'm now fine with the $95 fine but will look into getting coverage again.

kane 10-01-2013 01:14 PM

According to the numbers I will be able to get a Silver plan that will cover much more than the simple catastrophic plan that I have now for about $30 per month more than I pay now. Exactly how much more it will cover remains to be seen, but it should be much better than what I have now.

The reason for this is I have asthma which has always made getting any kind of insurance hard and expensive. As it rolls out and more info is available I am interested in seeing exactly what I will be able to get and for how much.

TumblrPRO 10-01-2013 01:42 PM

The NAZI REPUBLICANS are protecting their MULTI-TRILLION Private Medical Industry at the expenses of shutting down a whole country. Both, Private Health Insurance companies and Pharmaceutical companies are involved in this Manipulation of a whole country in addition to the Massive Scam and Robbery...

It's pretty scary. But nothing new.

Just watch SICKO and you will understand everything.

mikesouth 10-01-2013 02:19 PM

Quote:

Originally Posted by fitzmulti (Post 19818608)
I do, and I have been.
So, being FORCED to buy UNaffordable health care...or be "fined", LOL!
What a joke "OBAMAcare", LOL!

I would agree with you if we would let you die if you needed healthcare you couldnt afford, but right or wrong we have decided its a right and as such its gotta be paid for

The first time some asshat who thought he didnt need health insurance needed brain surgery and we let the cock sucker die a lot of people would change their minds about health insurance.

seeandsee 10-01-2013 02:24 PM

/I understand why medicament's make you even more sick later but not kill you, you are their gold chicken!

fitzmulti 10-01-2013 02:30 PM

Quote:

Originally Posted by mikesouth (Post 19818808)
I would agree with you if we would let you die if you needed healthcare you couldnt afford, but right or wrong we have decided its a right and as such its gotta be paid for

The first time some asshat who thought he didnt need health insurance needed brain surgery and we let the cock sucker die a lot of people would change their minds about health insurance.

I don't disagree with that, in principle, however...two years ago, I DID in fact, almost die...and I am paying for the bills, and subsequent medical expenses.

But even without that incident, my insurance would be nearly $300 a month. I hear how this is "oh so fair..." but it is NOT.
People that make a lot of money, and can afford insurance, are being RAPED for their insurance premiums, and that just subsidies those who do not have any (and can not pay for their bills like I am).

This is not "auto insurance" where some other persons life can be taken, or hurt, in a wreck.
This should never EVER just be forced upon us as a nation...and it IS bullshit, regardless how you, or anyone else wants to slice it.

As far as the "fine" of $95...wait until you find out what it really is, and will become...
Obamacare Penalty And Fines

The biggest point being buzzed about is the well-known Obamacare penalty. The policy forces individuals opting out of any form of health insurance to pay a ?penalty fine?, which is more appropriately a tax. You must be signed up for health insurance by December 25, 2013 in order to Obamacare penalty. The original Obamacare penalty maxes out at $285 or one percent of the income for a family of four. In 2016, the Obamacare penalty maxes at $695 per person, $2,085 for the family, or 2.5 percent of taxable income, which amounts to $173.75 per month.

_Richard_ 10-01-2013 02:32 PM

it's complicated.

universal healthcare is a must. especially with the aging population etc

however, lobbyists killed the universal health care push, so expect nothing other than the same people making money to make a lot more money

and kiss your healthcare system goodbye in 20 years

fitzmulti 10-01-2013 02:33 PM

Quote:

Originally Posted by _richard_ (Post 19818835)
it's complicated.

Universal healthcare is a must. Especially with the aging population etc

however, lobbyists killed the universal health care push, so expect nothing other than the same people making money to make a lot more money

and kiss your healthcare system goodbye in 20 years


^^^ this

mikesouth 10-01-2013 02:38 PM

come on what do yall expect the insurance lobby wrote the law...the same insurance that is out of business if we go to universal health care.

Universal care would never have passed so this is a stepping stone I expect.

This will define Obamas legacy way more than his skin color...time will tell.

Over the long haul something had to be done do I think Obamacare is the right answer...not at all but it is a very small step in the right direction.

mikesouth 10-01-2013 02:40 PM

as for premiums going up....because I am self employed mine will be going down quite a bit, for better coverage. if you are self employed and dont have a CPA that can help you with this, yes yer gonna pay more...but if yer smart you will come out alright.

_Richard_ 10-01-2013 02:41 PM

Quote:

Originally Posted by mikesouth (Post 19818843)
come on what do yall expect the insurance lobby wrote the law...the same insurance that is out of business if we go to universal health care.

Universal care would never have passed so this is a stepping stone I expect.

This will define Obamas legacy way more than his skin color...time will tell.

Over the long haul something had to be done do I think Obamacare is the right answer...not at all but it is a very small step in the right direction.

that's a cheery outlook to legally requiring people to buy a private product

you're a writer?

arock10 10-01-2013 02:46 PM

go put your stats in and see, exchanges went live today. and might be working now. might

mikesouth 10-01-2013 02:49 PM

Quote:

Originally Posted by _Richard_ (Post 19818853)
that's a cheery outlook to legally requiring people to buy a private product

you're a writer?

I am a low brow, gun totin, pornographer who writes op ed stuff on the side

_Richard_ 10-01-2013 03:18 PM

Quote:

Originally Posted by mikesouth (Post 19818879)
I am a low brow, gun totin, pornographer who writes op ed stuff on the side

understood. i suppose the dog comment makes a lot more sense for me, then

Hattrick 10-01-2013 03:26 PM

No one knows who wrote the Obamacare bill but Senate Democrats. It was put into another bill with a completely different name that was already in conference to get around the Scott Brown election results. Democrat staffers won't say who wrote it either. So no one knows but them. Yes it could have been the Healthcare industry. But then again it mainly sets forth over 300 new government agencies with regulatory powers, so it sounds more like bureaucrats and staffers wrote the bill which should alarm anyone - but doesn't.

kane 10-01-2013 03:32 PM

Quote:

Originally Posted by Hattrick (Post 19818960)
No one knows who wrote the Obamacare bill but Senate Democrats. It was put into another bill with a completely different name that was already in conference to get around the Scott Brown election results. Democrat staffers won't say who wrote it either. So no one knows but them. Yes it could have been the Healthcare industry. But then again it mainly sets forth over 300 new government agencies with regulatory powers, so it sounds more like bureaucrats and staffers wrote the bill which should alarm anyone - but doesn't.

I have always been under the impression that it was primarily authored by the insurance lobbyists.

If you remember, when Obama first announced his plans for Obamacare the insurance industry was up in arms about it because now they were going to have cover people with preexisting conditions and make some other concessions. Then all of a sudden they stopped complaining and in some cases even endorsed it. They realized that the mandate was going to drop millions of new healthy, profitable customers into their lap and they were all for it.

mikesouth 10-01-2013 04:16 PM

Quote:

Originally Posted by _Richard_ (Post 19818944)
understood. i suppose the dog comment makes a lot more sense for me, then

Dog comment???

Minte 10-01-2013 04:36 PM

Quote:

Originally Posted by kane (Post 19818976)
I have always been under the impression that it was primarily authored by the insurance lobbyists.

If you remember, when Obama first announced his plans for Obamacare the insurance industry was up in arms about it because now they were going to have cover people with preexisting conditions and make some other concessions. Then all of a sudden they stopped complaining and in some cases even endorsed it. They realized that the mandate was going to drop millions of new healthy, profitable customers into their lap and they were all for it.

Read the terms of these policies.. They are going to be a money maker for the insurance company. They don't pay anything unless there is a major medical crisis. Huge deductibles.

If you have some cash to invest into the market, insurance companies are going to be a good place ..for a while. :thumbsup

_Richard_ 10-01-2013 04:38 PM

Quote:

Originally Posted by kane (Post 19818976)
I have always been under the impression that it was primarily authored by the insurance lobbyists.

If you remember, when Obama first announced his plans for Obamacare the insurance industry was up in arms about it because now they were going to have cover people with preexisting conditions and make some other concessions. Then all of a sudden they stopped complaining and in some cases even endorsed it. They realized that the mandate was going to drop millions of new healthy, profitable customers into their lap and they were all for it.

that would be when the public option was struck

can't have government competition.. that isn't the free market!

Best-In-BC 10-01-2013 04:44 PM

Nothing, I repeating nothing beats Canada's single payer system! :D

kane 10-01-2013 05:01 PM

Quote:

Originally Posted by Minte (Post 19819047)
Read the terms of these policies.. They are going to be a money maker for the insurance company. They don't pay anything unless there is a major medical crisis. Huge deductibles.

If you have some cash to invest into the market, insurance companies are going to be a good place ..for a while. :thumbsup

According to the info on the website, and again it is all pretty vauge, the policies that will be in the ballpark of what I am paying now will have anywhere from a $100 to a $1,000 annual deductible.

If it works like health insurance I have had in the past this means after my deductible is paid they will kick in and pay their percentage (which is supposed to be 70-80% of medical costs, no idea about prescriptions).

Still, as you said, insurance is a good place to invest. In the long run they never lose money and Obamacare is going to be a huge windfall for them.

Minte 10-01-2013 05:05 PM

Quote:

Originally Posted by kane (Post 19819084)
According to the info on the website, and again it is all pretty vauge, the policies that will be in the ballpark of what I am paying now will have anywhere from a $100 to a $1,000 annual deductible.

If it works like health insurance I have had in the past this means after my deductible is paid they will kick in and pay their percentage (which is supposed to be 70-80% of medical costs, no idea about prescriptions).

Still, as you said, insurance is a good place to invest. In the long run they never lose money and Obamacare is going to be a huge windfall for them.

You're not the demographic that obamacare was intended. You can take that money you will save and buy stuff...and that's a good thing.

That group it was intended for won't be able to afford the deductible.

epitome 10-01-2013 05:37 PM

Quote:

Originally Posted by Minte (Post 19819047)
Read the terms of these policies.. They are going to be a money maker for the insurance company. They don't pay anything unless there is a major medical crisis. Huge deductibles.

If you have some cash to invest into the market, insurance companies are going to be a good place ..for a while. :thumbsup

What are you even talking about? I have had a "sneak peak" at things for a year and a half and everything is covered just the same as any other insurance. I am paying the same price as I would have in the private market (which I could not access due to pre-existing condition) for the same coverage. I went with the 80/20 with a manageable annual deductible. Pretty standard insurance.

epitome 10-01-2013 05:38 PM

Quote:

Originally Posted by Minte (Post 19819091)
You're not the demographic that obamacare was intended. You can take that money you will save and buy stuff...and that's a good thing.

That group it was intended for won't be able to afford the deductible.

The people that cannot afford the deductible will be on Medicaid, which existed long before ACA.

kane 10-01-2013 05:42 PM

Quote:

Originally Posted by Minte (Post 19819091)
You're not the demographic that obamacare was intended. You can take that money you will save and buy stuff...and that's a good thing.

That group it was intended for won't be able to afford the deductible.

As I read more about it there seems to be kind of a bubble group that is going to get screwed. These are people who make too much money to get free insurance and they make barely too much to get large amounts of government assistance yet not enough that the premiums/deductibles are going to be a negligible cost.

They are kind of stuck in the middle where this now becomes a new bill that they can't afford.

Minte 10-01-2013 05:57 PM

Quote:

Originally Posted by epitome (Post 19819142)
What are you even talking about? I have had a "sneak peak" at things for a year and a half and everything is covered just the same as any other insurance. I am paying the same price as I would have in the private market (which I could not access due to pre-existing condition) for the same coverage. I went with the 80/20 with a manageable annual deductible. Pretty standard insurance.

You remind me of a kid that doesn't want to believe there is NO SANTA..
You have convinced yourself that this is the best thing since slice bread. We'll see.

What might be good for you, won't be good for millions. Anyone in that $10 - $15 an hour range is going to have a tough go of it.
Look at where the fines will be in 2 years.. 2.5% of income. That's a huge tax.

mikesouth 10-01-2013 07:00 PM

if yer single and making 10-15 dollars an hour you will pay almost nothing for good insurance...Obamacare will subsidize about 70-75% of it...

Minte 10-01-2013 07:06 PM

Quote:

Originally Posted by mikesouth (Post 19819194)
if yer single and making 10-15 dollars an hour you will pay almost nothing for good insurance...Obamacare will subsidize about 70-75% of it...

Wishful thinking.. I appreciate that it all sounds good, but everyone seems to forget that important part of this. The government is very close to insolvency. They refuse to even consider any real debt reduction and are going to battle congress in a short time to raise the debt limit, again.

These people are making promises they can't possibly keep.

bronco67 10-01-2013 07:09 PM

Quote:

Originally Posted by GFED (Post 19818595)
Haven't really kept up with this obamacare crap, but is it suppose to make healthcare more affordable or is it a bunch of bullshit? I've received numerous mails from healthcare such as Blue Cross that say I should buy their healthcare now because when obamacare takes effect, healthcare prices will rise.

Maybe Blue Cross is full of shit.

onwebcam 10-01-2013 07:13 PM

Quote:

Originally Posted by mikesouth (Post 19819194)
if yer single and making 10-15 dollars an hour you will pay almost nothing for good insurance... Other people will subsidize about 70-75% of it...

Fixed that for ya.:thumbsup

2MuchMark 10-01-2013 07:22 PM

Quote:

Originally Posted by fitzmulti (Post 19818600)
It was bullshit from day one.


noshit 10-01-2013 07:30 PM

Well of course it's bullshit.
It has nothing to do with "Healthcare" or any "Care" at all about you or me.

mikesouth 10-01-2013 07:36 PM

Quote:

Originally Posted by onwebcam (Post 19819206)
Fixed that for ya.:thumbsup

true dat :thumbsup


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