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-   -   100k+ car purchases? (https://gfy.com/showthread.php?t=572374)

bigdog 02-05-2006 09:33 AM

100k+ car purchases?
 
If one wants to purchase a 100k+ car and they have to finance it, do you think they should wait till they have the cash so they can just pay it outright?

Oracle Porn 02-05-2006 09:36 AM

you can lease it like bradshaw

Manowar 02-05-2006 09:44 AM

I would never buy a 100k car if i didn't have 10x that.

Why would someone finance a supercar?

warlock5 02-05-2006 09:48 AM

for tax reasons (leasing)

polish_aristocrat 02-05-2006 09:49 AM

Quote:

Originally Posted by Manowar
I would never buy a 100k car if i didn't have 10x that.

you are in porn, you should think about $100k cars after the first month when you made $10k :2 cents:

s9ann0 02-05-2006 09:54 AM

Quote:

Originally Posted by bigdog
If one wants to purchase a 100k+ car and they have to finance it, do you think they should wait till they have the cash so they can just pay it outright?


no you should just buy it on credit and post the pics on GFY

Jakke PNG 02-05-2006 09:56 AM

lol... $100k car is like a basic mercedes benz here..
:P
Whoopee for finnish taxation.

andrej_NDC 02-05-2006 10:46 AM

Quote:

Originally Posted by polish_aristocrat
you are in porn, you should think about $100k cars after the first month when you made $10k :2 cents:

its the same in every business...and nothing wrong with that
I paid the first rate for my first BMW with the last cash I had...I thought, the worst that could happen is they will take and sell the car, if I cannot pay for it. But the monthly payments were a great motivation to work on new projects. And that helped a lot. :)

polish_aristocrat 02-05-2006 10:54 AM

Quote:

Originally Posted by andrej_NDC
I paid the first rate for my first BMW with the last cash I had...

why the need for an expensive car if you were just starting (?) in business?

wedouglas 02-05-2006 10:59 AM

Depends. 100K won't buy you a sweet new supercar. If you spend 100K on a car, it will slowly lose value. Most in that price range aren't collectors cars if it is a performance car. Just depends on whether or not you plan on selling or keeping or what.

Is the interest you will be paying worth it?

EdgeXXX 02-05-2006 10:59 AM

Quote:

Originally Posted by bigdog
If one wants to purchase a 100k+ car and they have to finance it, do you think they should wait till they have the cash so they can just pay it outright?


IMO, I would say wait until they can easily afford to buy it outright, the only sensible reason to finance a purchase like this would be to solidify their credit. :2 cents:

EdgeXXX 02-05-2006 11:01 AM

Quote:

Originally Posted by polish_aristocrat
you are in porn, you should think about $100k cars after the first month when you made $10k :2 cents:


:1orglaugh :1orglaugh Sad, but (in this industry) true.

EdgeXXX 02-05-2006 11:04 AM

Quote:

Originally Posted by andrej_NDC
...I thought, the worst that could happen is they will take and sell the car, if I cannot pay for it.


Yeah, that and blow your credit outta the water for the next 7 years :2 cents:

tungsten 02-05-2006 11:18 AM

if you cant afford it, dont get it, its as simple as that

andrej_NDC 02-05-2006 11:22 AM

Quote:

Originally Posted by polish_aristocrat
why the need for an expensive car if you were just starting (?) in business?

life is short...people who dont risk dont have much :)

andrej_NDC 02-05-2006 11:24 AM

Quote:

Originally Posted by EdgeXXX
Yeah, that and blow your credit outta the water for the next 7 years :2 cents:

You cant be successful without risking.

JFK 02-05-2006 11:24 AM

Quote:

Originally Posted by Manowar
I would never buy a 100k car if i didn't have 10x that.

Why would someone finance a supercar?

why not , it would be such a shame to tie up a 100k in a depriciating asset:2 cents:

woj 02-05-2006 11:28 AM

It's completely stupid to get a 100k car, unless I guess your net worth is well into 7 figures and you are looking to piss some money away...

EdgeXXX 02-05-2006 11:28 AM

Quote:

Originally Posted by JFK
why not , it would be such a shame to tie up a 100k in a depriciating asset:2 cents:


Maybe as to avoid severely taking it in the ass with a HUGE finance charge. :2 cents:

EdgeXXX 02-05-2006 11:28 AM

Quote:

Originally Posted by woj
It's completely stupid to get a 100k car, unless I guess you are well into 7 figures net worth and are looking to piss some money away...


Bingo :thumbsup

andrej_NDC 02-05-2006 11:33 AM

Quote:

Originally Posted by woj
It's completely stupid to get a 100k car, unless I guess your net worth is well into 7 figures and you are looking to piss some money away...

ppl who make 7 figures dont buy "shitty" 100k cars... :)

EdgeXXX 02-05-2006 11:40 AM

Quote:

Originally Posted by andrej_NDC
ppl who make 7 figures dont buy "shitty" 100k cars... :)


Dude, have you completely lost touch with reality? What do you think people worth 7 figures drive? Do you honestly think that all millionaires drive Lambos, Ferraris, and Bentleys as daily drivers? If so, seriously, stop watching MTV Cribs. :2 cents:

andrej_NDC 02-05-2006 11:44 AM

Quote:

Originally Posted by EdgeXXX
Dude, have you completely lost touch with reality? What do you think people worth 7 figures drive? Do you honestly think that all millionaires drive Lambos, Ferraris, and Bentleys as daily drivers? If so, seriously, stop watching MTV Cribs. :2 cents:

I didnt watch MTV even in my puberty. :)

bigdog 02-05-2006 11:49 AM

Also this is not for me, so the lease tax write off thing is not going to work. Unless my friend wants to get in the biz and incorporate.

Rui 02-05-2006 11:50 AM

If you decide to buy a 100k car and don't even have that amount liquid then there is something very wrong with your reasoning IMHO

PAR 02-05-2006 11:51 AM

$100,000 car humm ok if you have to think about it wait a few month and let your bank roll grow for a few month... Id lease it in the end if you want it buy it out right or lease the newer model once the lease is up... personaly I would drop the cash in to a house or something that doesnt lose its value every day and wait until I could pay for at least 30% of the price of the car...

Then again just go get it an post a pic on gfy then if you cant make the payments an lose the car to the bank at least you can come back to gfy and look at the pics

Meteoseek 02-05-2006 12:20 PM

Quote:

Originally Posted by andrej_NDC
You cant be successful without risking.

Not true.

Morgan 02-05-2006 12:28 PM

some people are into cars and others arent.

if you arent, like manowar says, you wouldnt buy a car like that unless you had a million bucks...

but then there are others like myself, who are into cars as more than just transportation. I dont have a million saved yet, but im about to drop 100k for my new M5.

To each his own.

EdgeXXX 02-05-2006 12:47 PM

Quote:

Originally Posted by Morgan
some people are into cars and others arent.

if you arent, like manowar says, you wouldnt buy a car like that unless you had a million bucks...

but then there are others like myself, who are into cars as more than just transportation. I dont have a million saved yet, but im about to drop 100k for my new M5.

To each his own.


I am a car freak, and when I was younger if I had access to $100k I would buy a $100k car. Then I grew up and figured out that it's easy to get "rich", but if you want to stay "rich" you have to be smart about it.

Morgan 02-05-2006 12:51 PM

Quote:

Originally Posted by EdgeXXX
I am a car freak, and when I was younger if I had access to $100k I would buy a $100k car. Then I grew up and figured out that it's easy to get "rich", but if you want to stay "rich" you have to be smart about it.

you're saying??

MandyBlake 02-05-2006 12:53 PM

i don't know.
i don't understand buying something that expensive that depreciates.

EdgeXXX 02-05-2006 12:57 PM

Quote:

Originally Posted by Morgan
you're saying??


I am responding to your earlier comment:


Quote:

but then there are others like myself, who are into cars as more than just transportation. I dont have a million saved yet, but im about to drop 100k for my new M5.




edit: nevermind, you'll figure it out eventually.....

Morgan 02-05-2006 01:02 PM

Quote:

Originally Posted by EdgeXXX
I am responding to your earlier comment:








edit: nevermind, you'll figure it out eventually.....


:1orglaugh :pimp

rowan 02-05-2006 01:05 PM

Interest, fees and probably significant depreciation

versus

Deferring your enjoyment of the car until you can afford to pay cash (possibly having to miss out on some other things while you save)


It's not always an easy call. Most cars are not an investment so you're losing $ either way, it's quality of life versus a higher loss...

Saeun 02-05-2006 01:08 PM

Quote:

Originally Posted by spanno
no you should just buy it on credit and post the pics on GFY

You could go to the dealership with a camera, blank out the dealer plates, and boast about your new Enzo on GFY. Or you could download pics from Ebay, wait a few months, then post here about your new Maybach.

Alternatively, you could do the same thing as Nylz. Wait until someone parks a Maserati outside of your apartment block, zoom in with your digital camera from the window of your 4th floor apartment, then post the picture on GFY & pretend that it's your car.

andrej_NDC 02-05-2006 01:18 PM

Quote:

Originally Posted by Platinum Paul
$100,000 car humm ok if you have to think about it wait a few month and let your bank roll grow for a few month... Id lease it in the end if you want it buy it out right or lease the newer model once the lease is up... personaly I would drop the cash in to a house or something that doesnt lose its value every day and wait until I could pay for at least 30% of the price of the car...

Then again just go get it an post a pic on gfy then if you cant make the payments an lose the car to the bank at least you can come back to gfy and look at the pics

car is not an investment...expensive sport cars are fun, pleasure and much more things but not an investment...therefore you cant compare it with investments
If you are going for 2 weeks to Tahity to relax, are you thinking about making money out of it?

Most of the people in the world exist, some live.

andrej_NDC 02-05-2006 01:18 PM

Quote:

Originally Posted by EdgeXXX
I am a car freak, and when I was younger if I had access to $100k I would buy a $100k car. Then I grew up and figured out that it's easy to get "rich", but if you want to stay "rich" you have to be smart about it.

But whats the point of staying "rich" if you dont enjoy it?

andrej_NDC 02-05-2006 01:21 PM

Quote:

Originally Posted by Morgan
but then there are others like myself, who are into cars as more than just transportation. I dont have a million saved yet, but im about to drop 100k for my new M5.

You will love it and wont regret it for a second. :thumbsup

LiveDose 02-05-2006 01:22 PM

If you have to ask this question on a message board buy a Kia.

rowan 02-05-2006 01:25 PM

Quote:

Originally Posted by andrej_NDC
But whats the point of staying "rich" if you dont enjoy it?

That's the other balance in life.

Do you work your ass off so you can retire early at 40 and die with $1m still in the bank? Or work a little less harder, enjoy life more by spending more on yourself...

So long as your bank balance doesn't reach zero by the end of your life expectancy you're fine. :1orglaugh


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