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iSpyCams 08-02-2011 08:51 AM

Health Insurance - which provider in USA?
 
Anybody recommend a health insurance provider?

I need basic coverage for a family of 4. It's something I know little about and none of my relatives have health insurance so I cant ask them.

Based on keyword pricing for insurance related keywords I think its unlikely I will find any unbiased information in a google search.

Sly 08-02-2011 08:53 AM

Make a list of 5 providers so that you are ready to switch every year when they jack your rates.

I'm sorry I couldn't be more helpful... but, actually that was quite helpful. :-/

Relentless 08-02-2011 08:56 AM

It varies wildly from State to State and they are all terrible in one way or another.
Best of luck.

Sharky 08-02-2011 09:20 AM

Try CIGNA. They seem to have the best rates and coverage for personal insurance. My good friend is an independent agent, LMK if you want his contact info

iSpyCams 08-02-2011 09:51 AM

forgot to mention I am in Illinois, I don't think Cigna works in Illinois

cybermike 08-02-2011 11:03 AM

ehealthinsurance.com is pretty much the only option to search whats available in your area

epitome 08-02-2011 11:23 AM

Quote:

Originally Posted by cybermike (Post 18326646)
ehealthinsurance.com is pretty much the only option to search whats available in your area

Yup. It let's you compare each policy. Back in the day I set up the company I was working for with Blue Cross through that site and it was super easy.

stach14 08-02-2011 11:37 AM

Yes it just depends on your state. Only certain ones are available in certain states. Blue Cross is your best bet if you can get it. I use them but it is called Lifewise which is a branch off of blue cross for individuals instead of businesses and prices are lower. still sucks as do they all but sure would hate to not have anything and something drastic happen.

96ukssob 08-02-2011 11:37 AM

as someone else said, be prepared to switch in a year or two. when i was buying insurance the rates would continue to go up every year


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