Bill8 |
10-01-2011 02:59 PM |
Quote:
Originally Posted by Barry-xlovecam
(Post 18463058)
I was a state licensed Residential Builder for 14 years and some of this thread's statements in reply are total bullshit.
Roofing contractors, for that matter all contractors and sub-contractors, who hire employees must have workman's compensation insurance by law. If a workman is injured on the job his medical expenses and loss of income is paid by the insurer. ( A "workman's compensation claim"). This insurance is one of the building contractor's most costly state mandated benefit costs. Even if a contractor does not provide common employee benefit major medical insurance he must by law provide workman's compensation to any employee or uninsured sub-contractor.
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And i owned construction companies from 86 to 98, and while the law requires workman's comp, the chain of subcontractors and paperwork always led to dozens and hundreds of fly-by-night companies that hired quick workers that were not covered, ESPECIALLY for residential construction. This was standard practice to keep costs low.
It was so common as to be the source of constant jokes and tension and fear, at every level. The only place where it wasn't was in the very highly paid contracts for large state jobs.
And if you don't know that, then you were some sort of midlevel worker, paid to intentionally avert your eyes. The ideal is not the real, especially in construction, one of the dirtiest and most borderline criminal of all supposedly legitimate businesses.
And, workmans comp is shitty quality insurance, which you do mention, and a roof fall is often a long term injury that will often require operations and disability for the rest of the guys life. Even if they get up after the fall, the type of damage done can be causing pain and limitations for life.
In any case, going boohoo over safety regs, even tho following safety regs is a pain in the ass, doesn't make sense, because the point of them is to save money for the fucking taxpayer.
Because workmans comp is shitty insurance, and part of the workman's comp deal is you get some shitty insurance in exchange for giving up the right to sue your negligent employer. And the taxpayer makes up the difference.
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