Best US Bank for Business Account?
 

What bank offers the most perks?

I really like TD Bank , Cause of the Convenience and availability in my area

Bank of America for adult, never mind perks...they don't ask you much questions about your business. :2 cents:

That's kind of funny.

Not too many years ago, Bank of America caused problems for quite a few large adult companies.

After what i found out today about them Monday morning going down and closing my account and will be done with those assholes :mad:

US Bank is a good choice. Where ever you bank, don't throw adult in their face.

It's the easiest since you can open your biz account online. I don't recommend Citibank at all, as soon as I said internet marketing they assumed adult related. Then wanted all kind of personal info and proof of domains and websites. They said they are a conservative bank and do not allow adult biz, and will close down the account.

What happened, all the banks are fucked up now since they already got bail out money and new rules were placed on them. Now they want to stick it to their customers.

US Banks is THE WORST fucking bank on the planet.

Long story short i had a membership to Columbia House and WorldOfWarcraft i lost my debit card in march. Canceled the card got a new one. Both of these company's trying to bill the old card of course and getting declined. Last week Columbia house and Wow both charge my new card. Columbia House billed me for 3 months and wow for 1 month. So i look in my accounts and sure enough both accounts are updated with new debit card now i am furious :mad:


So after 5 phone calls to customer service for BOA finally got a supervisor on the phone and he told me yes these company's requested your updated debit card and we gave it to them. Its in there Bank of America U.S. Consumer Privacy Notice bla bla.


So if you are using any type of recurring monthly service wih BOA and change debit cards and get a new card and new number the merchant can request your new debit card info and start billing you again at any time which i think is complete b.s :2 cents:

I think most banks have a similiar policy, it's always best to cancel any subscriptions 1st when losing a card, now you can just dispute the charges on the card to the bank. Tell them you did not authorize those 2 companies to charge you card.

The banks think they are doing you a favor since you might need the reoccurring service each month, for example I have some websites that I pay for monthly, if I don't pay they go offline.

The Hongkong and Shanghai Banking Corporation

I've had this happen with at least 3 other large banks other than BofA, so its a standard practice. I know it feels intrusive, but yet its helped me retain recurring memberships after I got a new card and forgot to update my info.

Boa
 

I'm currently suing BOA over my mortgage, but for business they are great.
When I was an accountant most companies had BOA. One of the great things they have is "Debit Block." No one could withdraw money from your account without a court order.
I've switched to a local bank, but the idea that BOA is almost everywhere is great as I'm Old School. I write checks at the teller to withdraw money. Using an ATM card is a quick way to lose all your money to thieves or stupid store clerks. As in "your transaction didn't go though." So the store clerk keeps punching the enter button. Soon a $50 transaction becomes a $50 x 20 transactions.

Why is that? They've been great to me. It's like the old real estate market but for business. They funded all my equipment needs.