Own Mechant Account and NATS
 

I've been with CCBILL for many years but I've been thinking of what it would mean to get my own merchant account and NATS.

Is there anything to be saved there? Is there a considerable extra work involved aside issuing checks and monitoring frauds? How about reputation?

I mean CCBILL is rather well-known so do people trust merchant accounts they've never heard of before? Also how to you go about getting your own?

regards,

You'll save money with your own merchant account. I pay 3.29% with Signature here in the U.S. Use Netbilling as the gateway. Contact Netbilling and they will get you set up.
http://netbilling.com/

You don't always save money with your own merchant account. There are a lot more fees than just the flat processing fee.

True but will will pay far less than 15% and have a ton more control.

Thank you Robbie.

Hi,

We can certainly help with everything that you need. Please post some questions here if you wish and feel free to contact our sales department for more information, a walkthrough of our system and to get all of your questions answered.

We look forward to serving you.

Mitch

Netbilling is good. We switched to NATS a few years ago and added Netbilling. We like the results. But we have kept CCbill also, and can alternate between them, Netbiling and our other billers (zombaio, verotel, epoch). Our experience has been good having multiple billers with NATS. You have the options and flexibility to change them at will or make them show up at different times, or for different traffic. Not to mention, if one is not performing well or ever goes under, you have plenty of backups.

Do it for sure. Im not sure why adult are sticklers when considering a merchant account but the monthly number seems to be around 8k or more per month.

But merchant account is your own bank. Not a third party processor. So if you go with netbilling as your gateway make sure to get your own bank to process the sales. Then send failed transactions to someone like ccbill.

But your doors will open wide up.

For a comparison, mainstream using google merchant, then getting merchant account, is now 6 times more profitable. Other factors involved but own merchant account def one of them.

I didn't comprehend anything you just said...instead I'm all aroused by your sexy pic of yourself in your avatar.
This is a kristin I did not know about...the wild "evil" kristin. :jerkoff

Your sig insist upon itself.

Good points. We have many banks to chose from depending on volume, product/service and location.

Not worth the effort, its unstabile and you do not save much. Go with epoch.

That's completely false.

Why would you want to have a middleman between you and your money? And how is it "unstable"? That doesn't even make sense.

I much rather prefer watching MY money come into MY bank account every day, and at a much lower processing rate...than to pay some third party company a jacked up rate and then have to wait on your money to be sent from them.

I'm feeling much more secure with my own merchant account. I don't have to worry about anybody going out of business or stealing my money or having to wait on it.

Well banks go down. I tried 1 down and one change owner and made things more complicated. Then bank control the account not you, and they do what they like. Also yes the fee is lover. But put all together signup fee, yearly fee netbilling fee and so on. How much do you really save for the hassle?

Although you will save interest you wont save yourself from risk.

with CCBILL I don't have to do anything. They haven't missed a payout for the past 3-4 years. By the way they also provide the option of having multiple billers in a cascade and switch between them.

The real question is what's the payoff to have one own merchant account.

The bank going down would be a choice that you made. I choose to go with a U.S. bank. So does CC Bill, They are not a bank..they use a bank.

As for the bank "controlling" the account. So does the bank for CC Bill or Epoch or any other billing processor. Somewhere in the chain is a bank.

The big "yearly fee" is for Visa (and now Mastercard)...you are paying that one to CC Bill as well.

And there is no "and so on".

You simply save a LOT of money and have far more control over your own destiny with your own merchant account.

You pay the registration fees regardless of having your own merchant account or not now. Using NETbilling with a merchant account over paying 15% to a third party processor for most is a huge saving (some 50% or more). And yes that is factoring the fees that we charge and the banks fees too. We are happy to do the math with you over the phone. Also, having control over your account allows you control over how the fraud scrubbing is handled in our system, how your customer service is handled in our call center etc.. That will help increase sales, member retention, up sells, etc..

I am not knocking using a third party processor as they have their place as well for smaller merchants and as a secondary processor or for those that cannot get their own merchant account. We use the same banks that they do but setup the accounts directly for you, which saves you money.

We have used Netbilling with our own merchant account for 10 years now. You will save a ton of money with your own account... that's a promise!

We do use CCBill for our affiliate tours and for sites that we partner with other girls, though.

That's an excellent way to go.

It's similar to what I did. We use NATS on our affiliate program. So in that we use a merchant account, CC Bill, Epoch, and a few others.

But I started thinking...why am I mixing up my OWN money (from type ins) with that money and waiting on it (we hold all the money a couple of weeks like most affiliate programs). So my money was mixed in with affiliate money AND the sales that were made through third pary billers were costing me money for absolutely no reason.

Change your spash page (welcome/warning page) to send to a type-in tour with no affiliate codes on it. Then set up a merchant account for yourself through Netbilling just for that type in tour. Work on your SEO for that tour and/or the warning page.

If your site is good and you are good at promoting it yourself...you will make more money with your own merchant account. There's no need to pay CC Bill 15% for your type in traffic...they aren't sending out affiliate checks on that money. Keep it for yourself. You earned it.

Heh, I'm a ginger born on Halloween, of course there is a bit of evilness.

If only you could talk that mean husband of yours into having group sex...:pimp

That's what we've done for many years now... and we're happy with the results. :thumbsup

Hi GoldBarsXXX, as far as issuing checks goes, you can consider webmasterchecks for this and there are other companies that do this as well.

Let me know if you have any questions, thanks

Hi,

Yes Webmaster checks is a great option for payouts.

GoldBarsXXX I would be happy to provide you with a quote for a merchant account and answer any questions you might have.

Thank you all. I will think it over.

Hi there. I just sent you an icq.

Thanks mitch, cant wait to see you and hang out at the forum :))))

Absolutely!

And thank you Adam for all of the nice words about us. It is a pleasure serving you!

Yes this is the way to go. Webmaster checks makes it very easy to handle payouts :thumbsup

Out of curiosity, what is the minimum weekly / monthly volume required for the average merchant account?

There is no minimum as we can do startups as well. However, from experience, if you are talking about an adult account, unless you are processing 3k or more per month, I don't recommend it.

Mitch